Qualifying Life Events (QLEs) & Special Enrollments (SEPs)
Qualifying Life Events (QLEs) are specific situations that allow employees and their dependents to enroll, make changes, or cancel their health insurance coverage outside of the standard open enrollment period. When a QLE occurs, employees are granted a Special Enrollment Period (SEP) of 30 days from the start of your event.
Loss of other coverage (Loss of dependent status)
Birth or adoption of a child
Marriage or divorce
Termination of Medicaid or change in income that affects your subsidy eligibility.
Permanent move to an area that affects your current health plan.
Becoming a U.S. citizen or lawfully present resident
1
Proprietary and confidential. All rights reserved.
Made with FlippingBook Ebook Creator