Presentation Title

California Only Health Maintenance Organization (HMO)

Cigna HMO (Southern California Network)

Coinsurance

Cigna pays 100%

HMO health plan offers a local network of doctors and hospitals for you to choose from. ✓ In-Network PCP is required ✓ Referrals to a specialist are need except for OB/GYNs ✓ Out-of-network coverage is permitted for emergency care only, as defined by the plan.

Deductible Individual / Family

$500 / $1,000

Out-of-pocket Max Individual / Family

$3,000 / $6,000

Preventative Care

Covered at 100%

Office Visit PCP/Specialist

$20 Copay

Emergency Room $200 Copay

Waived if Admitted

Urgent Care

$25 Copay

For illustrative purposes only. Please refer to your plan documents for all plan details

Rx Copays

$10 / $25 / $45

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