ALBANESECORMIER ANNUAL REPORT 25

BANK REFERENCES

March 2, 2026

Re: AlbaneseCormier

To Whom It May Concern: Vantage Bank is pleased to have provided commercial real estate and working capital financing to AlbaneseCormier and/or related entities since 2019. Loan commitments have been as high as eight figures and have been handled without incident. With prior bank employers, I have provided real estate financing to AlbaneseCormier entities since 2011 and have enjoyed an excellent relationship with the group. Mike Albanese and Tom Cormier have demonstrated their expertise in the acquisition, improvement and management of commercial properties. I have seen first-hand how Mike and Tom have added significant value to opportunistic property acquisitions, with turnaround/stabilization occurring ahead of the initial proforma time frame, and with financial results far surpassing projections. Vantage Bank would welcome the opportunity to be involved in future project financing with AlbaneseCormier entities. If I can be of help by providing additional information on the AlbaneseCormier/Vantage Bank relationship, please contact me at 817-313-5853. Regards,

Robert J. Molloy Executive Vice President Regional President - North Texas

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