ALBANESECORMIER ANNUAL REPORT 25

BANK REFERENCES

February 24, 2026

To whom it may concern: Mike Albanese and Tom Cormier are valued members of our credit union. We have had the pleasure of doing business with them for many years and hope to continue our relationship in the future. They are highly respected within our community as professional, ethical businessmen. In addition to being a financing partner with ACH, our credit union is also a tenant in Edison Plaza. Our experience working with their team has been very rewarding. We’ve found them to be both accommodating and knowledgeable as property owners. Their willingness to work with their tenants reflects the same high standards that they uphold in their lending relationship with our credit union. Throughout our history of working together, Mike, Tom, and ACH have always handled their business in a very professional manner. Their adherence to loan covenants has been excellent. They are very accommodating in supplying us with timely and high-quality financial information. We very much appreciate our relationship with these gentlemen, and their business. Should you have any questions please do not hesitate to contact me. Sincerely,

Clint Wilson President & CEO

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Beaumont • Jasper • Lumberton • Mont Belvieu • Nederland • Orange • Port Neches • Vidor

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