DEBT AND INTEREST RATE MANAGEMENT
DEBT AND INTEREST RATE MANAGEMENT
INTEREST RATE
Outstanding Loan Balance
Percent of Loan Portfolio
Effective Rate
Total Fixed Rate
$ 207,519,737
36.55%
4.734%
Total Swap Rate
160,743,739
28.31%
5.792%
Total Floating Rate
199,483,805
35.14%
6.146%
Total Loans
$ 567,747,281
100.00%
5.530%
Rate Comparison
FLOATING 36.55%
PRIME LENDING RATE - 6.75%
1 MONTH SOFR +2% - 5.66%
SWAP 28.31%
AC EFFECTIVE RATE 5.530%
FIXED 35.14%
0% 2% 4% 6% 8% 10%
INTEREST RATE - DECEMBER, 2025
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