ALBANESECORMIER ANNUAL REPORT 25

FINANCIAL RESULTS

Albanese Cormier Holdings, LLC and Subsidiaries NOTES TO CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2025 and 2024

12. Long - Term Debt, continued

2025

2024

Current

Noncurrent

Current

Noncurrent

Note payable to a bank, bearing interest at 5.148% per year, payable in monthly installments of interest only through February 2026. Beginning March 2026, bearing interest at 5.148% per year, payable in monthly installments of $195,149 (included interest) through September 2027, at which time the remaining balance is due. This note is collateralized by certain real estate in Fort Smith, AR known as Fort Smith Pavilion with a net book value of $33,757,300. Note payable to a bank, bearing interest at 5.19% per year, payable in monthly installments of $403,143 (including interest) through November 2028, at which time the remaining balance is due. This note does not have a prepayment penalty. This note is collateralized by certain real estate in Huntsville, AL known as Valley Bend Shopping Center with a net book value of $63,497,530. Note payable to bank, bearing interest at 3.5% per year, payable in monthly installments of approximately $24,331 (including interest) through October 2031, at which time the remaining balance is due. This note does not have a prepayment penalty. This note is collateralized by certain real in Ottumwa, IA know as Quincy Plaza with a net book value of $7,493,955. Note payable to bank, bearing interest at SOFR plus 2.45% per year, payable in monthly installments of approximately $27,000 (including interest) through November 2029, at which time the remaining balance is due. Additionally, this note is under a swap contract. This note does not have a prepayment penalty. This note is collateralized by certain real known as Elk Grove Plaza with a net book value of $5,180,040. Note payable to a bank, bearing interest at SOFR plus 2.15% per year, payable in monthly installments of approximately $65,000 (including interest) through December 2027, at which time the remaining balance is due. Additionally, this note is under a swap contract. This note is collateralized by certain real estate in Schererville, Indiana known as Town Square Shopping Center with a net book value of $19,402,265. Note payable to a bank, bearing interest at SOFR plus 2.15% per year, payable in monthly installments of approximately $52,000 (including interest) through December 2027, at which time the remaining balance is due. Additionally, this note is under a swap contract. This loan was paid in full in November 2025. Note payable to a bank, bearing interest at a variable rate equal to the adjusted term SOFR Rate per year, payable in monthly installments of approximately $219,000 (including interest) through May 2027, at which time the remaining balance is due. Additionally, this note is under a swap contract. This note is collateralized by certain real estate in Novi, MI known as Novi Town Center with a net book value of $64,994,655. Note payable to a bank, bearing interest at daily simple SOFR plus 2.00%, payable in monthly installments of interest only through December 2028. Beginning January 2029 monthly installments of principal and interest through December 2032 at which time the remaining balance is due. The company has available $0 in unused loan proceeds. Note payable, bearing interest at 4.50% per year, payable in monthly installments of $94,651(including interest) through July 2033, at which time the remaining balance is due. Note payable to a bank, bearing interest at prime minus 100 basis points per year however in no event shall interest rate be less than 5.00%, payable in monthly installments of interest only through November 2028 at which time the remaining balance is due, The company has available $21,874,379 in unused loan proceeds.

410,695

35,339,305

-

35,750,000

977,068

72,321,118

645,041

60,298,592

169,443

3,363,019

163,526

3,532,388

138,600

3,940,700

132,500

4,079,300

439,248

12,392,823

423,108

12,832,071

-

-

338,436

10,263,998

1,209,409

42,622,959

1,149,400

43,832,367

3,254,796

244,767,140

-

108,596,501

328,452

17,762,297

314,025

18,090,749

-

8,125,621

-

-

24

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