Accessing your benefits through the member portal Non-Goodrich Section members The portal for our non-Goodrich Section members has been available since 2023. Through the portal, you can: • access your personal information and membership details • update your Expression of Wishes form to nominate your beneficiaries for benefits that may be due on your death • update your contact information • view important documents • view payslips and update your bank details (pensioners). You can log in by visiting www.buckhrsolutions.co.uk/utc If you’re using the portal for the first time, you can click ‘First time user?’ to set up a login ID and password. If you’ve forgotten your login details, you can click ‘Forgotten your details?’ to reset your password. If you’re having trouble registering, or are unable to reset your password, you can contact Gallagher using the details on the back cover. In future, you’ll be able to use the portal to request retirement quotations and carry out certain benefit calculations, but work on making this available is still under way. Gallagher will send you an update when this service is available. Goodrich Section members We are pleased to announce that the member portal has now launched for members of the Goodrich Section. By now, you will have received a letter from Gallagher containing your unique login ID, as well as instructions on how to log in for the first time. If you have any problems accessing the portal, you can contact Gallagher using the details on the back page.
An update on Guaranteed Minimum Pensions (GMP) In our last newsletter, we explained that we were continuing work on our GMP equalisation project, which involves addressing historic gender inequality in GMPs. As part of this project, we’ve been checking our GMP records against those held by His Majesty’s Revenue & Customs (HMRC). For some members, this process has shown that our GMP data does not match HMRC’s, so as a first step we need to rectify our records. We wrote to affected non-Goodrich Section members in August 2024, and we’ll be following up soon with affected Goodrich Section members. This exercise to rectify our records is necessary before we can proceed with equalising GMPs. We are aiming to implement GMP equalisation in the second half of 2025. You don’t need to take any action at this time. If you are affected, you might be due a top-up on your pension but for most members this is likely to be A GMP is a minimum pension that a workplace pension scheme normally provides. It only applies to people who were contracted out of the additional State pension from 6 April 1978 to 5 April 1997. The GMP you get from a workplace pension scheme is usually the same, or more than, the additional State pension you would have got if you had not been contracted out. relatively small. What is a GMP?
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