MicroLumen 2018 Benefits Guide

WORKSITE BENEFITS

The below list of benefits are offered to you through AFLAC. These benefits are available to you on a voluntary basis, with the premium deducted from your paycheck, and allow you the opportunity to cover your spouse and/or child(ren). Premiums will vary by employee and policies selected. Please contact John Grubbs for more information and enrollment. 813-335-8500 Grubbs.John@gmail.com

ADDITIONAL LIFE INSURANCE

Additional life insurance policy up to $250,000 at your expense.

HOSPITAL CONFINEMENT INDEMNITY

Cash benefit to assist with out-of-pocket costs of hospitalization not covered by your major medical insurance.

ACCIDENT

Cash benefit for everyday expenses and medical treatment when a covered accident occurs.

CRITICAL ILLNESS

Assistance with costs of treatment if you experience a covered health event, such as: • Heart attack • Stroke • Paralysis

CANCER / SPECIFIC DISEASE

Assistance with expenses for cancer treatment, from initial diagnosis of a covered cancer through treatments and follow up visits.

SHORT TERM DISABILITY

Additional Short Term Disability at your expense to cover the remaining 40% not covered by the company STD plan.

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