C ritical Illness w ellness incentive benefit.
W ellness Treatment, Health Screening Test or Preventive Care I ncentive Benefit.
C igna Healthcare Critical Illness Insurance Y our Cigna Healthcare SM Critical Illness insurance plan comes with a $50 W ellness Treatment, Health Screening Test or P reventive Care incentive benefit. This benefit is paid for each covered person who completes at least one wellness t reatment, health screening test or preventive care service, as specified below. This benefit is limited to one per year per c overed person. W ellness treatments • A dult immunizations
H ealth screening tests • B one marrow testing • B reast cancer blood test (CA 15-3) • B reast ultrasound • C hest x-ray • C olon cancer blood test (CEA) • C olonoscopy • F asting blood glucose test
• A nnual routine preventative dental exam • A nnual routine ophthalmological exam i ncluding refraction • C ancer screenings • C olorectal cancer screenings • G eneral health exams
• L ead poisoning screenings • O steoporosis screenings • R outine gynecological exams • R outine prostate exams • W ell child care – including visits, l abs and immunizations
• F lexible sigmoidoscopy • H emocult stool specimen • M ammography • M yeloma blood test (serum protein e lectrophoresis) • O varian cancer blood test (CA125) • P andemic infectious disease immunization • P ap smear for women over age 18 • P rostate-specific antigen (for prostate cancer) • S erum cholesterol test to determine l evels of HDL and LDL • S tress test on a bicycle or treadmill • T hermography • T riglycerides blood test
* In Washington, Wellness Benefits are known as Health Screening Benefits.
I nsured by Cigna Health and Life Insurance Company
974698 03/24
P reventive Care T he Patient Protection and Affordable Care Act (PPACA) requires preventive health services as recommended by the f ollowing expert medical and scientific bodies:
1. T he United States Preventive Services Task Force (USPSTF); 2. T he Advisory Committee on Immunization Practices (ACIP);
3. T he Health Resources and Services Administration (HRSA’s) Bright Futures Project; and 4. H RSA and the Institute of Medicine (IOM) committee on women’s clinical preventive services. D etailed information is available at w ww.healthcare.gov/coverage/preventive-care-benefits . B enefit exclusions and limitations S ervices must be provided under the direction of a physician.
T o easily file your claim online: 1. L og in to m yCigna.com ®
myCigna ® also allows you to: • E nroll in direct deposit • V iew personalized Supplemental Health p lan information • T rack the status of claims • M onitor and respond to correspondence • V iew Explanations of Benefits (EOBs)
2. U nder the "Coverage" tab at the top of t he screen select "Supplemental Health" 3. S croll to the bottom of the page and click " Submit a claim" 4. C omplete the online claim form
N ot all preventive care services are covered and different plans may cover different things. For example, immunizations for travel are usually not covered. See your plan materials for a complete list o f covered preventive care services. T HESE POLICIES PAY LIMITED BENEFITS ONLY. THEY ARE NOT COMPREHENSIVE HEALTH INSURANCE COVERAGE AND DO NOT COVER ALL MEDICAL EXPENSES. THIS C OVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE I S NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE. P roduct availability may vary by location and plan type and is subject to change. All group insurance policies may contain exclusions, limitations, reduction in benefits, and terms under which t he policy may be continued in force or discontinued. For costs and details of coverage, contact your Cigna Healthcare representative. A ccidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and L ife Insurance Company (Bloomfield, CT). The Cigna Healthcare names, logos, and marks are owned by Cigna Intellectual Property, Inc. 9 74698 03/24 © 2024 Cigna Healthcare. Some content provided under license. SR
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