Lyndon Thomas Insurance Agency - April 2024

Lyndon Thomas Insurance

4 MEANINGFUL PURSUITS TO EXPLORE AFTER RETIREMENT

Retirement is the end goal after decades spent working and saving. Once reached, a common question retirees ask is, “Now what?” There’s a massive gap in your schedule now, and there are countless things you can fill the time with. So, here are four big ideas you can use to take advantage of your newfound freedom.

highly discounted rates. Some colleges allow seniors to audit their courses at little to no cost with a tuition waiver. Lifelong learning also helps reduce the risk of Alzheimer’s and dementia. So, if you worry about these diseases, continuous learning is one of the best

defenses you can have. No. 3 Help and Advocate

Many retirees find purpose through volunteering. Many organizations need a hand, like food banks, soup kitchens, and animal shelters. Giving them some of your time allows you to support your community, further a cause, and even save lives. Volunteer work also connects you with like-minded people, ensuring you make friends with people who share your values. No. 4 Retire a Little Less Some retirees miss the purpose that work gives (as well as the income). Many jobs also keep you on your feet and active. If you count yourself among them, consider picking up a part-time job. Roles like delivery driver, substitute teacher, and dog walker allow you to line your pockets while meeting people. Retirement is not just the end of work — it’s the start of leisure. You can do and experience many things, from seeing the Mona Lisa to volunteering at an animal shelter. It’s time to take advantage of retirement and seize every opportunity. “Prior express written consent” will likely include clicking a link on a website, and “a clear and conspicuous disclosure” will hopefully be clear and conspicuous enough to be seen. I am unsure what, if any, effect this rule will have on email marketing, but it may result in MORE email! Lyndon Thomas Insurance is a local insurance agency working in Ventura County. We do not cold call. We do not buy leads. We have no contact with TPMOs that make telephone calls. We work in our local community and rely on referrals, local print advertising, and some online marketing. Our clients in 17 other states are current clients or referrals. We rely on and greatly value referrals. If we have earned your business and trust, please tell others about us. Just this week, for the first time in 25 years, our local reservoir, Lake Casitas, filled to 100% capacity and crested the spillway. So, maybe we can have hope for fewer marketing calls! –Lyn Thomas

No. 1 See the World The world is a vast and beautiful place, and now that you don’t have obligations tying you down, you can finally get out there and see everything on your bucket list. If you ever wanted to experience the breathtaking size of the Grand Canyon or dreamt of dining at French cafes by the Seine River in Paris, then retirement is the perfect opportunity to go on those adventures. No. 2 Never Stop Learning Be a lifelong learner. If you’ve always wanted to explore your interests through education but couldn’t fit it into your schedule, now you can. There are courses available online and in person. Many classes specialize in educating seniors, while others offer

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expressly authorized by the beneficiary, which means beneficiaries will not be called by TPMOs with whom they have not given permission to be called, even when the new FCC rule does not apply (i.e., a manually dialed phone call).” A few comments from Lyn. We welcome this new rule. Not only do we hope you receive fewer unwanted calls, but we also hope the large, nationwide brokerages will take better care of the Medicare beneficiaries enrolled in the plans they sold to them. Most of the Medicare plan marketing phone calls originate from outside the U.S. and come ashore over the internet, using Voice Over Internet Protocol (VOIP). I am unsure if the new FCC-aligned CMS regulation will hinder these foreign-originated calls. However, if CMS enforces the new rule and, for example, takes the next step of requiring that the “prior express written consent from the Medicare enrollee” be attached to each beneficiary’s Medicare plan enrollment, with penalties for not documenting such “prior express written consent,” then progress may be made. I am hopeful.

2 1211 Maricopa Hwy, Ste 222, Ojai, CA 93023

CA# 0D96309

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