D istributed by: Operating subsidiaries of Cigna Corporation. Insurance benefits are underwritten by Cigna H ealth and Life Insurance Company, Life Insurance Company of North America or New York Life Group I nsurance Company of NY formerly known as Cigna Life Insurance Company of New York.
WELLNESS INCENTIVE BENEFIT
WellnessTreatment, Health Screening Test or Preventive Care Incentive Benefit
Cigna Accidental Injury Insurance Your Cigna Accidental Injury insurance plan comes with a wellness incentive benefit. This benefit is paid for each covered person who completes at least one wellness treatment, health screening test or preventive care service. This benefit is limited to one per year per covered person. And when you enroll in Cigna medical AND Cigna Supplemental Health insurance, you are automatically eligible for Simple File ® Auto Pay. That means Cigna will automatically pay you 1 for taking care of yourself. To take advantage of your eligible wellness benefit, simply get any recommended wellness treatment, health screening test or preventive care service, as specified below, and you could receive $50 from your Accidental Injury plans. There’s no paperwork to file and no phone calls to make – it’s the continuous connection between your Cigna insurance plans. All you need to do is watch out for your check .
Wellness treatments
Health screening tests › Bone marrow testing › Breast cancer blood test (CA 15-3) › Breast ultrasound › Chest x-ray › Colon cancer blood test (CEA) › Colonoscopy › Fasting blood glucose test › Flexible sigmoidoscopy › Hemocult stool specimen › Mammography › Myeloma blood test (serum protein electrophoresis)
› Adult immunizations › Cancer screenings › Colorectal cancer screenings › General health exams › Lead poisoning screenings › Osteoporosis screenings › Routine gynecological exams › Routine prostate exams › Well child care – including visits, labs and immunizations
› Ovarian cancer blood test (CA125) • P andemic infectious disease i mmunization › Pap smear for women over age 18 › Prostate-specific antigen (for prostate cancer) › Serum cholesterol test to determine levels of HDL and LDL › Stress test on a bicycle or treadmill › Thermography › Triglycerides blood test
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Preventive care
The Patient Protection and Affordable Care Act (PPACA) requires preventive health services as recommended by the following expert medical and scientific bodies:
1. The United States Preventive Services Task Force (USPSTF); 2. The Advisory Committee on Immunization Practices (ACIP);
3. The Health Resources and Services Administration (HRSA’s) Bright Futures Project; and 4. HRSA and the Institute of Medicine (IOM) committee on women’s clinical preventive services. Detailed information is available at www.healthcare.gov/coverage/preventive-care-benefits.
Benefit exclusions and limitations
Services must be provided under the direction of a physician.
1. Benefits may be paid directly to you or anyone you designate, such as a hospital, upon assignment. GROUP ACCIDENTAL INJURY INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE. Product availability may vary by location, plan type and group size and is subject to change. All group insurance policies and group benefit plans contain exclusions and limitations. Reduction of benefit provisions and terms under which the policy or plan may be continued in force or discontinued may also apply. For costs and complete details of coverage, contact your Cigna representative. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. 969053 09/22 © 2022 Cigna. Some content provided under license. SR
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