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stays. Value is never still; it changes with time and need. Centuries later, the same question appears again, only now in payroll meetings instead of a marketplace. If an employee has already earned their pay, why must they wait to use it? Inflation makes time expensive. Waiting costs money. Gradually, payroll specialists, technologists, and banks began testing systems that could enable verified pay to move sooner, securely, without disrupting the monthly rhythm altogether. Early trials showed that wages could flow more freely, more like life itself. It wasn’t just a technical fix. It was cultural. It turned earning into something alive and responsive, not frozen until a date on the calendar. In its own way, earned wage access in Türkiye continues Hoca’s old wisdom: fairness isn’t only about what’s owed but when it reaches the hands that earned it. The Beginning of a New Financial Behaviour The story of earned wage access in Türkiye isn’t about invention. It’s about the quiet effects that follow. In the first pilots, one word came up again and again from workers: rahatladım , I feel relieved.

In the first pilots, one word came up again and again from workers: rahatladım , I feel relieved.

A small word with a long shadow. It meant fewer overdue bills, a calmer home, and the ability to plan a week ahead instead of a day. For employers, the change turned out to be more than an employee perk. It became a kind of respect. Teams under less strain worked better, stayed longer, and argued less. One manager said it best: “It isn’t generosity. It’s common sense.” Earned Wage Access has just begun in Türkiye, thanks to the collaborative efforts of payroll experts, financial thinkers, and technologists who recognise that payroll is more than just arithmetic. It’s people, rhythm, and trust. The future of work won’t be measured only by how much people are paid, but by when they can have what they’ve already earned.

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ISSUE 18 GLOBAL PAYROLL MAGAZINE

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