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Bringas Home Team - Buyer's Guide

A HOME BUYER'S GUIDE TO THE SOUTHERN CALIFORNIA AREA		1
23693 Cheyenne Canyon Drive, Menifee • 412 Ellis Street, Lake Elsinore • 25425 Hitch Rai		2
Lane, Menifee • 35056 Darcy Place, Murrieta • 35805 Country Park Drive, Wildomar • 2339 Western Ridge Road, Moreno Valley • 25228 Jaclyn Avenue, Moreno Valley • 44225 Nighthawk Pass, Temecula • 33461 Victoria Court, Temecula • 29935 Cottonwood Cove Menifee • 10413 Cypress Avenue, Riverside • 33368 Windmill Road, Wildomar • 24898 Sunset Vista Avenue, Menifee • 2095 Sundown Drive, Perris • 628 Monterey Place, Hemet 33105 Taylor Street, Winchester • 26170 Cottonwood Street, Murrieta • 33543 Windmil Road, Wildomar • 3110 Wickham Drive, Riverside • 34784 Oakwood Lane, Murrieta • 450 Langer Court, Hemet • 28833 Waterford Street, Menifee • 17009 Iron Springs Road, Julian 21990 Horizon VIew Drive, Ramona • 42475 Rambling Lane, Aguanga • 39805 Amberley Circle, Temecula • 32640 Bryant Street, Wildomar • 3808 Calle Clavel, Murrieta • 1537 South State Street, Hemet • 34389 Blairwood Street, Murrieta • 3460 Meadowside Lane Winchester • 10410 Dorothy Avenue, South Gate • 28047 Palm Villa Drive, Menifee • 29973 Westlink Drive, Menifee • 1906 Spring White Road, Hemet • 27261 El Rancho Drive Menifee • 2424 Teaberry Glen, Escondido • 2550 Joann Drive, Oceanside • 36047 Horseshoe Court, Wildomar • 24080 Huntridge Drive, Murrieta • 4132 Pico Trail, Frazie Park • 1204 Hollowood Court, Perris • 23383 Crystal Way, Wildomar • 24498 Preston Court Lake Elsinore • 30581 Iron Bark Court, Temecula • 10360 Primrose Court, Hesperia • 3460 Meadowside Lane, Winchester • 32745 Wildomar Trail, Wildomar • 412 Ellis Street, Lake		2
EXPERIENCE		3
MATTERS.		3
The information provided herein has been gathered from sources which are property to Bringas Home Team - LPT, Realty. As such, we understand this report to be for the private and confidential use of Bringas Home Team - LPT Realty, Inc , its representatives, and you, the property owner. Accordingly, this report should not be copied, reproduced or distributed in any way to third parties without our prior mutual agreement. Each office is independently owned and operated.		4
WELCOME TO your buyer's guide		5
I want to personally thank you for considering the Bringas Home Team and further assure you of our services. We promise to work hard to successfully find the home of your dreams. We will make sure that you have the best housing options in order to create a stress-free and memorable buying experience.		5
We understand how important this decision is for you and we are here to help you on your home buying journey!		5
We've created this Buyer's Guide because we know this will be one of the largest, if not THE LARGEST, purchase of your life and want to empower you to make the best decision while choosing an agent.		5
Our clients come first, always! It is a part of our core values and we are proud to say that we stand by it day in and day out.		5
We've been through the awesome and not so fun parts of each real estate transaction and know that no two are ever the same. With this mindset, we know how to make you feel at ease and will be right there with you through every step. We make it easy!		5
Our goal is to help as many families as we can to buy and sell their homes. I am confident that we will succeed in our journey. Let's begin!		5
Justin Bringas		5
CEO & Founder Sales Executive | DRE #01347670		6
951.595.5998		6
Justin@BringasHomeTeam.com BringasHomeTeam.com		6
JUSTIN BRINGAS Born and raised in San Diego County, Justin currently resides in Murrieta, California. Justin is married to his wonderful wife, Jessica, and enjoys raising their five wonderful kids named: Madison, Charlotte, Cameron, Lillian and Caleb. Justin and his family frequent the Centerpoint Church in Murrieta, enjoy the beach, hiking, traveling and Justin is also an avid car enthusiast and has been featured in local magazines!		6
Justin started his career in the banking industry then made his way up to Operations Manager. In 2000, he discovered the real estate industry; initially only in providing mortgages. In 2008, he changed focus and entered into the for-profit education industry. Starting as an advisor, becoming a manager then being promoted to director in a short amount of time. Justin crushed records with his sales and soon realized his calling had been real estate all along.		6
Justin understands real estate is more than a business; it is about helping people realize their dreams. In late 2014, he came back into real estate where he now runs a top team in Murrieta; being recognized with many awards, TV appearances and featured in local magazines.		6
Justin is the founder and CEO of the Bringas Home Team serving Murrieta, Temecula, Riverside and San Diego Counties. His focus is the client experience and he takes great pride in guiding every client through the buying and selling processes smoothly. His proven marketing strategies and effective communication skills have always allowed him to negotiate the best possible terms for his clients. As an accomplished business manager, employer, and family man, Justin strives to be your real estate agent for life.		6
Beyond his professional accomplishments, Justin is deeply rooted in what matters most, family. Whether it’s sharing laughs around the dinner table, celebrating milestones, or creating holiday traditions, his greatest pride and joy comes from the moments spent with loved ones. His commitment to his family mirrors the dedication, integrity, and heart he brings to his work every day. In every role leader, mentor, husband, and father, he leads with the same values: love, loyalty, and a genuine care for the people in his life.		7
TOP 1%		8
Top 1% of all Riverside County Realtors		8
MURRIETA		8
Southwest Riverside		8
Southwest Riverside		8
BUYING A NEW HOME OUR WINNING STRATEGY		9
Home buying process STEPS FOR HOME BUYERS		10
BRINGASHOMETEAM.COM		10
5 tips TO MAKE A WINNING OFFER		11
TAKE ADVICE FROM YOUR AGENT		11
UNDERSTAND YOUR FINANCES		11
BE READY TO MOVE QUICKLY		11
MAKE A FAIR OFFER		11
BE A FLEXIBLE NEGOTIATOR		11
REACTIVE CAMPAIGN		12
Wait for a home to come onto the MLS and then react		12
Automate listings to push through to your email from their website or MLS		12
Let you browse homes to send to them on websites like Zillow, Redfin, etc.		12
In this market, waiting and reacting only costs you more in the long run		12
Hope that you're the first one to see it, the quickest to get there & have the best offer		12
Hope that your offer is selected out of the many other offers on the property		12
ACTIVE CAMPAIGN		13
what we will do for you		13
THE LOAN PROCESS A SERIES OF STEPS TO REACH THE FINISH LINE		14
Pre-Approval		14
Full Application		14
Processing		14
Loan Submission		14
Loan Approval		14
Title		14
Funding		14
Recording		14
qualifying Questions		15
3 4		15
the escrow process QUESTIONS ANSWERED		16
Escrow protects both you and the seller by managing the following tasks:		16
ROPERTY TAXES		17
CALIFORNIA PROPERTY TAXES		17
FEBRARY 1 2ND INSTALLMENT DUE		17
MARCH 1 ASSESSMENT DATE		17
APRIL 10 2ND INSTALLMENT LATE AT 5PM		17
JULY 1 BEGINNING OF FISCAL YEAR		17
NOVEMBER 1 1ST INSTALLMENT DUE		17
DECEMBER 10 1ST INSTALLMENT LATE AT 5PM		17
Closing costs WHO PAYS WHAT?		18
BUYERS		18
TYPICALLY PAYS:		18
SELLERS		18
TYPICALLY PAYS:		18
frequently asked questions		19
Meet My Lending Partner		21
Sean Parsons		21
5 Reasons Why You Should Get		21
Pre-Approved with Sean!		21
1.LOCAL MATTERS		21
Sean Parsonshasserved Southern California since 2015, building		21
strong relationships with realtors across the region.		21
2. WE GET THE JOB DONE Our unmatched speed and communication ensure a smooth process. We strategize with buyers' agents for a competitive edge in a tough market.		21
3. INTEREST RATES & FEES		21
Asabroker,PGS Home Loans works with 82 national		21
lenders to offer competitive rates and tailored loan products, often saving clients thousands.		21
4. TEAM ADVANTAGE		21
Our team is available 7days a week from 7 a.m.		21
to 9 p.m. to support clients and business partners.		21
5. LENDER FOR LIFE Our "Rate Watch" program monitors your loan, notifying you when rates drop. We've helped thousands refinance, save money, and achieve important goals. We're here for you beyond closing.		21
CALL 7 DAYS A WEEK | (951) 970-6017 | sean@pgshomeloans.com		21
THANK YOU LET'S GET STARTED Again, thank you for the opportunity to present our winning buying strategies to help you find and purchase your new home. We are excited and honored to be helping you on your journey to home ownership.		22
DRE #01347670 CA DRE #02282990 951.595.5998 Justin@BringasHomeTeam.com BringasHomeTeam.com 39381 Los Alamos Rd St D, Murrieta, Ca 92563		24

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