USE DIFFUSERS TO REAP THE BENEFITS OF ESSENTIAL OILS
aromatic compounds are strong and can cause irritation. As a result of these concerns, many essential oil acolytes have turned to diffusers to get the benefits of aromatherapy in a safe, wonderful-smelling manner. In addition to filling your house with an all- natural, appealing perfume, aromatherapy has been touted as a way to help with everything from stress and insomnia to cognitive function and mood enhancement. To receive these benefits, you’ll need to pick up a diffuser and some oils. With so many options, though, how do you know which one is right for you? There is no shortage of methods for diffusing essential oils. Nebulizing diffusers don’t require any heat source, instead atomizing the essential oils. They are extremely effective, but they are also large and expensive. Ultrasonic diffusers are similarly heatless, preserving the oils. This type of diffuser can also work as a humidifier, making it a valuable multitasker. Heat and
all of which the portfolio manager believes will produce better results than a fully diversified portfolio. Concentration also carries higher risk. Buy-Sell Discipline This is a method of investing that removes the emotional aspect of decision-making. Instead, it relies on rigorous research, as well as qualitative and quantitative screening methods. When an investment does not meet parameters defined by the portfolio manager, it is sold to make room for a new investment that does. Some IRA’s have contribution limitations and tax consequences for early withdrawals. For complete details, consult your tax advisor or attorney. Distributions from traditional IRA’s and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 ½, may be subject to an additional 10% IRS tax penalty. evaporative diffusers are cheaper options, but they tend to alter oils or separate particles according to size. Once you decide on the best diffuser for your home, you need to select a few essential oils and put your new toy to use. Lemon oil is antibacterial and antiseptic, and it will freshen your environment. Cinnamon oil can clear congestion and has a homey, autumnal scent. Eucalyptus oil is an air purifier, but its scent is strong and not for everybody. If you want to de-stress, try rosemary oil, which decreases your cortisol levels. Take note that you should alert your doctor before partaking in aromatherapy if you’re pregnant, nursing, or on any medication. While most essential oils are perfectly safe to diffuse, the compounds in certain oils can combine with medication and trigger adverse side effects. Once you begin diffusing, you’ll never go back to commercial, chemical scent sprays. The benefits are evident, and the results smell sweet.
I f you’ve stopped by a health store recently, you’ve no doubt seen a huge selection of essential oils. These liquids, which contain concentrated, natural aroma compounds found in plants, are the basis of aromatherapy, one of the most popular trends in holistic health. Aromatherapy involves applying these oils to the skin or spraying them into the air. Skin application requires that you use diluted oils, because
Types of Investment Strategies A Closer Look at the Investment Process
Investment managers and wealth management firms employ varied
Technical Analysis Examines how security prices behave over time. This data is used to control profits and minimize losses, with a focus on continual trading (as opposed to buying and holding).
investment strategies and techniques for their clients’ portfolios. These are techniques derived from the wealth managers’ investment philosophies, objectives, experiences, and beliefs. They know what has worked for them, and in turn, apply it to the way they do business. Here are a few examples of those techniques: Active Portfolio Management Your investment manager selects individual investments (stocks, bonds, etc.) to create a portfolio. Passive Investment Management This style is employed by many index funds and certain ETFs which track selected indexes (i.e. the S&P 500) or companies.
Fundamental Analysis Examines quantitative aspects of
companies selected for investment. These aspects can include industry and sector, profit margins, balance sheet, business model, growth potential, company management, public relations, and outside political influences, issues, and legislation that may impact the company. Concentration vs. Diversification Diversification spreads investment assets across multiple investments or investment classes to reduce risk. Concentration maintains investing in one investment idea or a narrower basket of investments,
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