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PAYNE TEAM
REAL ESTATE RE/MAXADVANTAGEREALTY
Issue 12
The Payne Team RE Office: (410) 936-0055 ThePayneTeamRE.com 8245 Dickerson Ln. Unit D Salisbury, MD 21804
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We Specialize in Single Family Homes Unimproved Land Commercial Properties Poultry Farms & More!
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The Payne Team understands that your real estate needs are among the largest financial decisions you will make in your life. We take that responsibility to heart going the extra mile to ensure a smooth transaction. The Payne Team prides themselves with providing top notch real estate representation for our clients. We are local real estate experts specializing in residential, commercial, farms, and unimproved land. Having come together as a team in 2021 it didn't take long for The Payne Team to have an impact on the local real estate community. We have been constantly a Top 20 Performer in the Mid-Atlantic region. The Payne Team was, also, a Finalist in Coastal Style magazine as the Best Real Estate Team in Wicomico County.
BEHIND THE SCENES
Rachael Fritts DESIGNER AND EDITOR
Rachael graduated from Regent University with a Degree in Business Marketing in 2021. She has been with The Payne Team as a Marketing Manager since 2019.
Shawn Hunt LOAN OFFICER-THE HUNT TEAM
SVP, Area Manager NMLS ID# 1098459 M: (443) 783-0910
shunt@cmghomeloans.com www.HuntTeamMortgage.com CMG Home Loans | NMLS ID# 1820
Ryan Basch REALTOR & MARKET ANALYST Ryan holds a degree in Mechanical Engineering from the University of Delaware. He transitioned to real estate in 2021 to join the family business after 17 years in various technical and business leadership roles with multi-national companies.
CONTENTS
GRAND OPENING MARKET INSIGHT FEATURED LISTINGS HAM & CHEESE SLIDERS CURRENT LISTINGS HANDY MAN HOW-TO DAVE RAMSEY ARTICLE REVIEWS WHAT TO PLANT IN SEP. CMG HOME LOANS RECENTLY SOLD CARMEL APPLE BOMBS PUZZLES CALENDAR
Are you a First-Time Home Buyer?
Scan the QR Code for our FREE First-Time Home Buyer guide! Filled with everything you need to know
about the home buying process & how to get pre-approved!
NEW OFFICE!
8245 Dickerson Ln Unit D Salisbury, MD 21801 We are here for all of you're Real Estate needs!
(410) 936-0055
Thepayneteamre.com
GRAND OPENING September 27 @4-7pm Come check out our new office!
Attend our GRAND OPENING on September 27th from 4-7pm. Join us for a Ribbon Cutting Ceremony with Light Fair and Desserts, Door-prizes, Fun, and Fellowship. For more details, visit our Facebook event page: The Payne Team Grand Opening or go to our Facebook profile @Thepayneteamre
Scan the QR Code to enter to win a giveaway drawn on September 27. You do not have to be present to win. Cooler, Stanley, Yeti, and More!
MARKET INSIGHTS APPLYING DATA SCIENCE TO BETTER UNDERSTAND OUR LOCAL MARKET The trend of rising prices finally broke in July although any significant correction is unexpected. Homes sales continue to be off the pace of 2022, but the underlying demand from buyers is still there, even in the face of sustained mortgage interest rates over 7%. All transaction data & data visualizations are based on information from Bright MLS for the period 1/1/2018 to 7/31/2023 Unless otherwise noted, data includes “Active” or “Closed” transactions from Wicomico, Worcester, Somerset, Dorchester and Sussex Counties
AVERAGE SOLD PRICE Average month-over-month pricing in our area finally declined.
July is the first month in 2023 that did not show increased average pricing. This might be a sign of stabilization as a steeper decline is not expected. While pricing is up on average this year, this looks a bit different by county. The continued average increase in 2023 has been driven by Sussex, Worcester and Wicomico counties. Dorchester and Somerset have actually been fairly stable for the last 12 – 18 months.
Year-Over-Year gains in pricing are more modest for most of the counties. When comparing average home prices (sold fee simple) in the 2nd Quarter of 2023 to sales from 2nd Quarter 2022…
Sussex increased 2.9% $575,715 to $592,565 Worcester increased 2.5% $461,626 to $473,294 Dorchester increased 4.3% $293,045 to $305,608 Wicomico increased 1.2% $286,665 to $290,169 Somerset remained the same $232,203 to $232,330
July sales dipped compared to the previous several months, hitting the lowest closed sales since winter. Sales are down 15% this year compared to last.
# OF HOMES SOLD
CONDO SNAPSHOT Condominiums are a different type of property ownership, but are a critical part of the real estate market in our region. With summer wrapping up, here is a brief snapshot of the condo activity…
So far this summer (May/June/July), condo sales have also been off the pace of 2022 by about 5%. And 804 condos have been sold this year total.
LOCATION
Not surprisingly, Ocean City is the primary market for condos, accounting for 54% of the market activity. The Delaware coastal cities of Lewes, Rehoboth, Millsboro and Ocean View make up the next 31% of sales. So all others are 15% of the market. Salisbury, Berlin, Selbyville and Cambridge each have an additional 2% of the market.
The typical condo in... Is Priced at Avg. # of Beds Avg. # of Baths Avg. Sq Ft Ocean City Delaware Coast All Others $470,973 $563,318 $335,027 2.1 3.0 2.7 2.0 2.8 2.5 1,077 1,862 1,567
Thanks for reading this month's Market Insights. As always, my inbox is open for questions! Any real estate market question is welcome - Reach me at 443-614-4327 or email me Ryan.payneteam@gmail.com
Featured Listing
404 Main St, Mardela Springs, MD 21837 4 BD 2 BTH 1,988 SqFt OFFERED AT $369,000
Don't miss this stunning home in Mardela Springs. The sellers spared no expense meticulously renovating the property over the years without losing any of the historic charm. The attention to detail and the excellence of care must be seen to be appreciated. As you step in from the side door, you will enter the large breakfast room that opens to the kitchen. The kitchen was extensively renovated in 2018 and features an island, concrete counters, stainless steel appliances and exposed beams. Beautiful hardwood floors stretch through most of the first floor. The kitchen flows into the living room. On the other side of the home is a formal dining room and sitting room. Take time to note the unique touches throughout the home like the built-ins separating the dining and sitting rooms. At the back of the home, you will find the first of four bedrooms as well as one of the recently renovated full baths. As you head up the stairs to the second floor, you will see that the hardwood floors continue throughout the upstairs bedrooms.The second full bath is also on the second floor as well as a bonus office nook. The walk-up 3rd floor attic is incredibly useful to increase the available storage space for the property. There is also a sizable finished basement that could have any number of potential uses – the only limit is your imagination.
The same attention to detail that you saw throughout the home carries into the outdoor living spaces. Every feature has been carefully and thoughtfully crafted by the sellers to create an environment that is both an entertainer's dream and a tranquil retreat. Exiting the back of the home leads you into an expansive fully screened sunroom, which just invites you stay a while to watch the game at the bar, talk with friends or simply relax. Head into the backyard and you will be enveloped by extensive landscaping that seamlessly blends with mature trees and established gardens. A deck for grilling, the rustic porch on the side of the garage, the koi pond…the property just continues to delight. And if you did hope for a little more yard, the open lot adjacent to the home is included in the sale bringing the total lot size to almost 1/2 acre!
Ryan Basch 443-614-4327 Ryan.payneteam@gmail.com
Scan to view listing!
HAM & CHEESE SLIDERS
Great for School Lunches! Quick and Easy! Ingredients
1/2 cup butter melted 2 tablespoons brown sugar 1 tablespoon Dijon mustard 1 1/2 teaspoon Worcestershire sauce 1 tablespoon poppy seeds 1 tablespoon dried minced onion 1 pound Hawaiian Rolls 24 1 pound deli ham thinly sliced 1 pound Swiss cheese
Instructions
Preheat the oven to 350 degrees. Spray a 9 by 13 inch baking dish with cooking spray and set aside. Mix together the butter, brown sugar, mustard, Worcestershire sauce, poppy seeds, onion. Cut the rolls in half and put the bottom in the prepared baking dish. Top with half the ham. Add the cheese, and top with the remaining ham. Add the tops of the rolls and pour over the butter mixture. Cover with foil and bake for 15 minutes. Remove from the oven and remove the foil. Return to the oven and bake for an additional 10 minutes. Remove from the oven, cut and serve immediately. Prep -10 Min Cook -25 Min Serves -24 Sandwiches
CURRENT LISTINGS
404 Main St. Mardela Springs, MD 21837 4 BD - 2 BA OFFERED AT $369,000
31617 Old Ocean City Rd. Salisbury, MD 21804 3 BD - 2 BA OFFERED AT $275,000
Check out our land listings! LOOKING TO BUILD?
0 Rockawalkin Ridge Rd. Salisbury, MD. 21801 OFFERED AT $59,900
0 Blue Heron Way. Eden, MD 21822 OFFERED AT $99,000
21465 Nanticoke Rd. Tyaskin, MD 21865 OFFERED AT $55,000
0 Shadow Ln. Delmar, MD 21875 OFFERED AT $75,000
WE ARE AFFILIATED WITH RE/MAX ADVANTAGE REALTY 2023 RE/MAX
VS. THE INDUSTRY Choose the brand with outstanding agents, leading brand awareness and an unmatched global presence.
Keep your eye out for these listings... HITTING THE MARKET SOON!!
3 Bed 1 Bath
For more information go to ThePayneTeamRE.com or call 410-936-0055
**Listings are subject to change**
Handy Man How-To With Agent Aaron Bergeron! How to Repair a Hole in the Wall
Tools Required Paint Brush Wall Paint 3M Wall Repair Kit or 3M Patch Primer Drywall Sanding Block Putty Knife Self-Adhesive Patch
Step 1: Clean the area
The first step to the drywall patch repair will be to clean the area up. Do this by removing any loose drywall or debris such as wallpaper.
Step 2: Apply the patch
Applying the patch! Remove the paper backing from the patch making sure to cover your hole. You will feel a slight tackiness to your patch which will help hold it to the wall while your Patch Plus Primer dries.
Step 3: Apply the Sparkle
Now you are ready for your 3M™ Patch plus primer. But wait! You don’t want to jump right in you will need to give your a compound a little mix first! After your spackling compound has been mixed spread the 3M™ Patch plus primer spackling compound towards the outer area of your patch applying the compound thinner and thinner the further you go. Slowly blending the compound into the wall is referred to as feathering.
Step 4: Time to Sand Give your compound about 30 minutes to dry (yes, that fast). When the patch is completely covered and dry it is ready for sanding. Using the 3M™ Advanced Abrasives sanding pad provided in the kit sand smoothing out any bumps and imperfections in the compound. Be careful not to sand to much causing the mesh patch to show. If this happens you will need to apply more compound and start the sanding process again.
Step 5: Paint
When the sanding is completed, the wall is ready for paint. One of my favorite things about the 3M Wall Repair Kit is the 3M™ Patch plus primer . In case you missed it before the spackling compound already contains primer which is pretty much the coolest thing ever. One thing you can never get back in this world is time, no matter how hard you try. Spending an hour waiting for primer to dry is almost as exciting as watching the grass grow. Being able to skip this step is pretty wicked awesome!
CONGRATS! You just Fixed your first Hole in the Wall!
AARON BERGERON Need help with a bigger project? Just give me a call!
410-251-2029
Be Safe this School Year!
As any parent with kids in school knows, you spend more time chasing down paper work, backpacks, lunchboxes, sports equipment and musical instruments than you ever thought possible. At the end of the day, your home can become so jumbled up with your kids’ belongings that you begin to wonder if a tornado tore through the middle of it. How to Win the Constant Battle With Back-to-School Clutter Professional home organizer Sheri Bertolini says organizing a few key spots in your homecan help you win the daily battle with clutter—and then your kids can actually keep up with their important papers and school supplies themselves. Here are her tips to help get your home organized for the back-to-school season.
Get in the Zone Sheri suggests the best place to start organizing is your after- school routine. What’s the first thing your kids do as they walk through the door? Do they dump their backpacks on the floor, toss their lunchboxes aside and head for the couch? Are they dashing through the house to get ready for practice or music lessons? Whatever your current routine is, you can streamline it by designating some space in your home for these three zones: 1. The Homework Zone “Homework zones vary because they need to be based on your kids’ learning style,” Sheri says. The kitchen table works well for kids who thrive on hustle and bustle, while others need a desk in their room or dedicated space where distractions are kept to a minimum. The best homework zones don’t have to be torn down and reassembled each day. “That can be tough in a smaller home, but I encourage parents to carve out a corner in the kid’s room or family room with a table space and somewhere for all the child’s supplies to live,” Sheri advises. Kids also need some say-so in their homework zone setup. “Ask the child what they think will work for them. What kind of lighting? Do they like music playing while they work?” Sheri says. “The more input the kids have, the more likely they will be to use the space as you intended.”
2. The Drop Zone This is the designated parking place for all their stuff— backpacks, jackets, sports equipment and so on. The best location for a drop zone is either in the kid’s room or near the door everyone uses when they head to school in the morning. Make use of vertical space so your drop zone doesn’t take up too much room. “Use hooks and hang bins on the wall,” Sheri recommends. And don’t forget a hamper to keep all their not-so- fresh smelling sports clothes off the floor. “No one wants to deal with an organizational eyesore in their home, even for the sake of efficiency. But with a little creativity, your system can fit right in with your home’s décor,” Sheri says. “One family hung a large, personalized picture frame on the wall for each kid. Inside the frames, attached to the wall, were hooks for their backpacks and jackets, organizers and clips for papers, and a corkboard for other reminders,” she says. “The kids participated in the design, so it wasn’t just the parents laying down the law about where to put their stuff.” 3. Mom and Dad’s Zone This is simply a container of some kind for all the paper work that needs your attention each day. “I recommend you set up a file folder for each child,” Sheri says. “Put them in a vertical file holder, color code—whatever you have to do to quickly identify which papers belong to which child.”
Put Your Zones to Work With your zones established, everyone can work together to make sure all important items end up in their proper places instead of leaving it all up to Mom and Dad to keep them in order. The key is establishing a routine everyone follows as soon as they come home. “One of the best routines I’ve seen started with a kitchen table or island that had been cleared so that as soon as the kids walked in the door, they flopped their backpacks on the table, took their lunch things to the kitchen and then dug out papers for mom and dad to tend to,” Sheri says. “Mom or Dad sorted the papers into their file folders and everything was processed right there, right away.” Afterward, the kids can head to their homework zones, have a snack or take care of chores—whatever’s next on the schedule. When homework is done, they pack up and stow their backpacks in the drop zone so everything’s ready for the next morning. It can take a while to get everyone on board with the routine, but don’t give up. “When the pattern is repeated consistently each day, the children develop self-discipline,” Sheri says. Remember Your Goal In the end, these zones and routines are about the kids—not about being organized. Your goal is to focus less on keeping order at home and more on enjoying your time at home as a family.
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Ryan Basch was great to work with! He helped us prep the house to get a great price with a quick sale. When we weren't sure how to handle the buyer's questions, his guidance helped us move the sale forward. We highly recommend Ryan, and we will use him when we sell our next house!
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Beans Beets Broccoli Brussel Sprouts Cabbage Carrots
Cauliflower Kale Lettuce Peas
Spinach Squash
What can I grow in fall? All of the same plants you grew in spring, but likely better! Anything in the cabbage family–broccoli, cauliflower, kale, collards, kohlrabi, radishes, turnips, mustard, arugula, bok choy, other Asian greens, etc. etc.–plus lettuce, spinach, chard, beets, and carrots. And just as you could plant all these before the last frost in spring, you can harvest them after the first frost in autumn. But you have to plant them well ahead of that. So when do I plant them? Here’s where you have to do a little math. Somewhere on your seed packet, or in the seed catalog, there should be a number called “days to maturity.” This is how long it takes between sowing and harvest time–or, in some cases, how long between planting out a transplant and harvesting.
Start your seedlings inside. This allows you to control the soil and air temperatures, and you can transplant outside when the nights are cooler. If you don’t have a setup with lights, you can use a sunny windowsill, but it’s a great time to learn about indoor seed- starting. Cool your garden soil by using shade cloth on hoops over the bed where your cool-weather plants will grow. Plant your seeds in a shaded bed and transplant into the sun later. Water frequently with cool water! This is a challenge! Seeds will germinate faster in warm soil than they did in cold soil, but some won’t like really warm soil, and even if the plants grow, they may bolt early in the heat. Here are some ways you can stop this from happening: But it’s hot out. How do I get cool-weather plants to grow in the summer? And remember that some plants grow quite quickly, such as looseleaf lettuce, radishes, and spinach, so you can start those even in early September and have a good harvest.
What about bugs? Once it gets cool outside, insect pests are less of a problem, but while it’s warm your crops may be invaded. Cabbage family plants, for example, are great favorites of harlequin bugs and various caterpillars. The simplest way to deal with these pests is using row cover. The supports you set up can do multiple duty: lightweight row cover and shade cloth, and then a heavier row cover to take your vegetables into the winter.
YOUR 8-WEEK MOVING CHECKLIST. READY. SET. MOVE!
Shawn Hunt Senior Vice President, Branch Manager NMLS ID# 1098459 Branch NMLS# 2443130 shunt@cmghomeloans.com
RECENTLY SOLD
OUR CORE VALUES
We do what we say we are going to do with honesty and fairness at all times. Our character is consistent regardless of situation or audience.
We prioritize the needs of our clients. Our singular motivation is achieving the desired result of the client and we seek to exceed their expectations at every opportunity.
We strive to create a long-lasting positive impact for our clients, our team and our families. Decisions made today will impact future generations.
We are truly blessed and so we freely and abundantly give our time, finances and talents to serve those around us.
For the Bombs: Ingredients
1 (16.3-oz) can refrigerated biscuit dough 8 caramel candies 1 tablespoon butter, plus 2 tablespoons melted butter 2 apples, finely chopped
2 tablespoons brown sugar 1 teaspoon ground cinnamon Pinch of salt
For Topping:
Cinnamon sugar, optional
To make bombs: Instructions
Preheat oven to 350 degrees F and grease a medium cooking dish with cooking spray
To make Apple Pie Filling:
In a medium skillet over medium high heat, melt 1 tablespoon butter Add apples, brown sugar, cinnamon and salt and cook until apples are tender about 5 minutes, set aside Remove biscuits from can and stretch slightly Place 1 tablespoon of apple pie filling in the center of the dough circle and one caramel candy on top of the apples Create a ball, pinching together the loose ends of biscuit dough Once you have pinched the edges, gently roll the ends under into more of a ball shape Place into cooking dish and brush with melted butter Sprinkle with cinnamon sugar and bake about 30 to 35 minutes or until golden brown Transfer bombs to a platter and serve
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8245 Dickerson Ln. Salisbury, MD 21804 (410) 936-0055
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