Beginning this year, Medicare enrollees won’t have to wait for their Medicare coverage to start, regardless of when they apply during enrollment periods. This new rule also opens up a few new enrollment windows for people who, through no fault of their own, didn’t sign up during the correct enrollment period. We know many of our clients have already registered during the correct enrollment period. However, one of the most powerful ways information spreads is through a community. So, if you have any friends, family, coworkers, or acquaintances who missed their proper enrollment period, we urge you to share these changes with them so they can still receive Medicare benefits for the 2023 year. Spread the Word! NEW MEDICARE RULES REDUCE COVERAGE GAPS
Next, for those who missed the seven-month initial or general enrollment period, the government is now offering special enrollment periods (SEPs). These special enrollment periods are for people whose unique and unusual circumstances prevented them from meeting the original Medicare deadline. Examples of unusual circumstances include: • Failure to enroll in the initial period due to a natural disaster or other government-declared emergency • Failure to enroll because someone’s employer gave them incorrect information, which led them to miss the deadline • Missed enrollment due to being formerly incarcerated • Failure to enroll due to previously qualifying and being on Medicaid On top of these main changes, the government will also accept special enrollments on a case-by-case basis as long as the enrollee can prove something beyond their control prevented them from enrolling during the normally prescribed period. Feel free to pass along this article to someone who may benefit from these new special enrollment periods; you may just help someone receive health care who thought it was impossible.
So, what are the changes?
First, as long as you apply for Medicare during the seven-month initial or general enrollment period, coverage will take effect at the beginning of the following month. So, for example, if you apply in April, benefits will start at the beginning of May.
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SALMON CROQUETTES WITH DILL SAUCE
This dish is light and refreshing, making it perfect for spring! The crispy salmon patties pair perfectly with the cool dill sauce dolloped on top.
remembering that not all teachers are in schools and that you can play the role of a teacher in someone’s life, too. We’ve all benefited from a mentor’s help, and now it’s our turn to return the favor. So this month, become that influential person to someone in your life. Maybe it’s your child or grandchild, someone in your community, or the new hire at your job. Whoever it is will benefit immensely from your accumulated knowledge and wisdom, just like you did from so many others.
Inspired by Epicurious.com
DIRECTIONS
INGREDIENTS •
1. In a small bowl, whisk together yogurt, Dijon mustard, and dill to make the dill sauce. Set aside. 2. Drain the salmon, then remove and discard the bones and skin. In a large bowl, mix the salmon, celery, onion, eggs, salt, and pepper. Form the mixture into 8 patties. Coat a medium skillet with olive oil and heat it over medium- high heat. Cook the patties until browned on both sides, about 5 minutes per side. 3. Put a dollop of the dill sauce on top of each patty and serve.
1 1/2 cups plain yogurt or fat-free sour cream
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1/4 cup Dijon mustard
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6 sprigs fresh dill, chopped
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2 14.75-oz cans salmon packed in water
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4 celery stalks, finely chopped
—Tim Hanbury
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1 large white onion, finely chopped
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4 large eggs, beaten
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1/2 tbsp salt
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1 tbsp pepper
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2 tbsp olive oil
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