Patriot Wealth - April 2024

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APRIL 2024

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PATRIOT WEALTH

INVEST IN YOUR FUTURE SELF PRIORITIZE YOUR WELL-BEING TO PROSPER

In today’s fast-paced world, characterized by prolonged periods of sitting, processed food consumption, and heightened stress levels, maintaining our well-being can feel like an uphill battle. However, amidst this sea of unhealthy habits, there are strategies and practices we can adopt to prioritize our health and thrive in this challenging environment. April 7 is World Health Day, and I strive to keep healthy habits; the following are a few practices that keep me moving forward every day!

aspect of my childhood. I enjoyed many years of football, baseball, golf and wrestling throughout my adolescence. This experience undoubtedly set the stage for my passion of exercise, training, and fueling my competitive spirit. I moved to Raleigh in 2018 with my fiance and instantly fell in love with the weather. Raleigh is such a beautiful city full of scenic nature preserves, walking trails, and lakes. We frequently take our small pup (Sonny) to Lynn Lake or other surrounding walking trails — he is an even bigger fan than we are! However, as I fast approach 30, my fitness journey is taking a different path. I often think more about the future, what I want it to look like, how do I envision my family, the things I want to be able to engage in, etc. This has been a large mental shift for me in my approach to fitness. Looking ahead, our wedding is in October and our plans for starting a family not too far behind! This has become center stage for me as it serves as my primary motivation to maintain a healthy lifestyle. I envision myself as a father who can outrun my children until they prove me wrong (dad passed down that gene, haha!). Of course, larger than any competitive

fun is the importance of witnessing milestones. Seeing my children graduate from college or walking my daughter down the aisle is something I sure do not want to miss due to my lack of committment to my health. In pursuing my longevity and vitality, I draw inspiration from sources like The Huberman Lab Podcast and Peter Attia’s book, “Outlive: The Science and Art of Longevity.” These resources reinforce the importance of prioritizing health in the face of modern-day challenges. So, as I navigate the demands of contemporary life, I remain dedicated and motivated to preserve my physical well-being. Throughout the complexities of an unhealthy world, we must remember that our health is our wealth. I will say that again — our HEALTH is our WEALTH. Without it, we have nothing. I have a favorite quote “A healthy man has 1,000 wishes but a sick man has 1.”Our greatest asset and gift in this life must be cared for and nurtured. Cheers to feeling better, living more, and enjoying what this beautiful world has to offer us! –Austin Kobilka

The cornerstone of my wellness program is physical activity. Even from a young age, I was always playing tag with friends, swimming in the pool or chasing down dad’s high fly balls in the backyard. Naturally, this has now transitioned to a more structured routine in the gym or even chasing around my niece and nephew! Sports were always a major

These articles are designed to provide general information on the subjects covered. They are not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Patriot Wealth and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Investment Advisory Services is offered through Retirement Wealth Advisors (RWA), a Registered Investment Advisor. Patriot Wealth and RWA are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

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IS LEAD LURKING IN YOUR STANLEY? The Rise and Fall of the Stanley Cup

For years, when people talked about the Stanley Cup, they meant the men’s hockey championship trophy. Today, the Stanley Cup means more than that; it’s a wildly popular insulated cup made famous through TikTok. These metal cups are unmistakable, with their giant cupholder-friendly shape and long straw. They are available in various colors, giving them an extra edge for photographability. Millions bought them this past year, but Stanley’s reign may end due to a lawsuit. Like the Yeti before it, the Stanley Cup is durable and heat resistant. In one viral video, one even survived an intense car fire — as did the ice (the company bought a replacement car and thanked the video’s poster for her marketing service). For those wondering the secret trick to the Stanley Cup’s extreme heat resistance, it’s simple: vacuum insulation using lead. Like many other stainless steel cups, the tumbler’s base has a sealant containing lead. However, stainless steel surrounds it, so lead never contacts the outside. Damage can pop it out, but stainless steel cups are so durable that the risk is negligible. Many experts tested the trendy vessel and found them to be completely safe.

That hasn’t stopped countless social media users from panicking. The same frenzy that drove the cup’s popularity may cause its downfall. TikTok is filled with freaked-out influencers, with some even buying lead testing kits. HydroFlask, Owala, and other lead-free cup producers took advantage of the situation, boldly claiming that their drinking vessels are insulated and lead-free. To make matters worse for Stanley Cups, a class-action lawsuit was filed against the company. The plaintiffs, seeking refunds

and punitive damages, argue that the company failed to tell consumers about the lead in their cups. Regardless of the truth, the lawsuit likely fed the flames of social media fear. One thing is clear: The end of the Stanley Cup craze is on the horizon. It’s anyone’s guess what the next trending cup will be, but it likely won’t be a spin-off like a lead-lined Stanley Quencher. It couldn’t have come sooner for trend buckers and the company’s competitors.

LIVING BETTER AND LONGER MAKE INCOME PLANNING A PRIORITY

In recent decades, breakthroughs in medical technology, pharmaceutical innovations, and preventive care measures have collectively contributed to improvements in life expectancy. This trend stands as a testament to the rapid advancements in our comprehension of health, medicine, and environmental factors, highlighting the profound impact of scientific progress on human longevity. Because of these incredible advancements, individuals today tend to enjoy more years of vitality and productivity than ever before. However, with the blessing of extended lifespans comes the challenge of ensuring your finances and resources to sustain a fulfilling lifestyle. Here are some things to consider about income planning for the long term. WHY YOU SHOULD START INCOME PLANNING Extended lifespans raise concerns about financial sustainability throughout retirement; the fear of exhausting your financial resources early can be daunting. However, this concern should be the primary motivation behind establishing an income plan as you recognize the uncertainties inherent in financial markets, economic conditions, and personal circumstances. Comprehensive income planning ensures you’ll have security through your life’s accumulation and distribution phases. Our team is equipped to meet this growing need for strategic

financial management, which can mitigate potential financial risks and ensure a steady income stream throughout various stages of life. HOW TO NAVIGATE INCOME PLANNING The modern retirement landscape demands a proactive approach to financial planning; retirees can navigate the complexities of accumulation and distribution phases with confidence and resilience by acknowledging the reality of extended lifespans. Partnering with a knowledgeable team becomes paramount in navigating these complexities. A strong financial advisor understands the complicated dynamics of each life stage and strategizes accordingly based on each individual’s needs. Proper income planning transcends financial management; it instills a profound sense of confidence and security in retirees. Knowing one’s financial affairs are specifically organized and strategically managed ensures peace of mind, empowering individuals to embrace retirement enthusiastically and confidently. It’s about more than just preserving wealth; it’s about safeguarding one’s lifestyle and dignity despite life’s uncertainties. Call Patriot Wealth for all of your income planning needs and more!

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Are you looking for a fun-filled activity in Raleigh this spring? Well, look no further; we have got you covered! This bustling beer festival offers various foods, beers, and live music. Brewgaloo promises a feast for the senses and an opportunity to experience the vibrant culture of brewing. Brewgaloo 2024 will ignite Downtown Raleigh with a two- day extravaganza on April 26–27. This festival isn’t just any gathering; it’s a celebration of North Carolina’s vibrant craft beer scene, boasting an impressive lineup of over 110 craft breweries across the state. FRIDAY’S FESTIVITIES The festivities kick off on Friday night with a sampler event from 6–10 p.m. This exclusive event offers a glimpse into the craft brewing world, featuring a curated selection of limited releases, barrel-aged wonders, and sour beers. Friday’s kick-off party sets the stage for an unforgettable weekend and serves as the perfect appetizer for what lies ahead at Brewgaloo. SATURDAY’S FESTIVITIES Come Saturday, Downtown Raleigh transforms into a bustling hub of activity as the main event takes center stage. Spanning the length of Fayetteville Street, Brewgaloo’s street festival runs from noon until 8 p.m., welcoming beer enthusiasts to indulge in an abundance of craft brews, local food trucks, and an enticing array of goods from local vendors. As the aroma of delicious food and the sounds of live music fill the air, guests can wander through the festival, sampling brews, savoring culinary delights, and exploring the talents of local artists. With two stages featuring a lineup of talented local bands throughout the day, Brewgaloo promises an immersive experience that captures the essence of North Experience the Ultimate Beer Festival in Raleigh CHEERS TO BREWGALOO!

TAKE A BREAK

Scallops and Spring Vegetables With Olive-Caper Pan Sauce Inspired by EatingWell.com

INGREDIENTS

DIRECTIONS

• 2 tbsp extra-virgin olive oil, divided • 8 oz sea scallops, tough side muscle removed • Pinch of ground pepper • 8 oz asparagus (1/2 bunch), trimmed • 6 oz baby carrots, halved lengthwise • 1 medium shallot, minced • 5 pitted green olives, coarsely chopped • 1 tbsp capers, chopped • 1 clove garlic, minced • 1/4 cup dry white wine • 1 tbsp butter • Chopped fresh parsley to garnish

1. In a medium nonstick skillet over medium-high heat, add 1 tbsp oil. Pat scallops dry and sprinkle with pepper. Add scallops to pan and cook, flipping once, until browned and just cooked through, 1 1/2– 2 minutes per side. Set aside. 2. In the pan, add remaining 1 tbsp oil, asparagus, and carrots and cook, stirring frequently, until tender, 2–3 minutes. 3. Add shallot, olives, capers, and garlic and cook until fragrant, about 1 minute. 4. Add wine and cook for 1 minute. Remove from heat and add butter; stir until melted. 5. Place veggies next to scallops, then drizzle with pan sauce. Serve with parsley if desired.

Carolina’s rich culture. Whether you’re a seasoned beer enthusiast or simply looking for a weekend filled with fun and flavor, Brewgaloo 2024 is the ultimate destination for everyone!

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PATRIOT WEALTH 4350 Lassiter at North Hills Ave. #240 Raleigh, NC 27609 INSIDE THIS ISSUE The Importance of World Health Day PAGE 1 The Lead Controversy of the Stanley Cup PAGE 2 Longer Lifespans Call for Income Planning PAGE 2 Scallops and Spring Vegetables With Olive‑Caper Pan Sauce PAGE 3 Brewgaloo Festival in Raleigh, North Carolina PAGE 3 Protective Pup Takes a Bullet for His Owner — And Survives! PAGE 4

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In a heartwarming tale of courage and resilience, a pit bull named Kilo defied the odds after being shot in the head while bravely protecting his owner. The incident unfolded when an intruder invaded Kilo’s home. In a shocking turn of events, Kilo’s instinct to shield his owner led to a life-threatening injury, but “Super Pitty” survived, capturing many hearts, too. One Saturday evening 12 years ago on Staten Island, a gunman posing as a FedEx deliveryman rang the doorbell of Kilo’s home. He didn’t wait long before he pushed his way into the apartment. Kilo’s human, Justin Becker, told CBS, “He barged in. My first reaction after seeing the gun was to push him out, so I pushed him to the door.” Becker’s girlfriend, Nicole Percoco, had been holding Kilo during this encounter and let him go. Kilo jumped into action, fighting back against the invader, unfortunately getting shot in the fight. Luckily, the bullet just missed Kilo’s skull, entering and exiting right under his ears, said Dr. Gregory L. Panarello, the medical director of South Shore Animal Hospital. After a 40-minute surgery to remove bullet fragments, he was patched up and even given a superhero insignia on his bandage. Three days later, Kilo was up and going on every dog’s favorite pastime: walkies. Kilo’s story is a powerful reminder of the indomitable spirit of canine companions and the strength of their love for us. Even 12 years later, Super Pitty Kilo’s story still spreads love and happiness. Give your pet an extra cuddle tonight so they know just how much you love them!

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KILO’S AMAZING BRAVERY AND SURVIVAL

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