Vermost Insurance Agency - April 2024

CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. (800) 778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial. your employees or because of your business operations, general liability insurance provides coverage for property damage claims. This coverage extends to repairs, replacements, and associated legal costs, ensuring your business remains financially stable despite unexpected expenses. ENHANCED CREDIBILITY General liability insurance demonstrates to clients, partners, and stakeholders that your business takes responsibility seriously. It enhances your credibility and reputation by showing you are prepared to address unforeseen challenges and protect the interests of those you do business with. This can be valuable when attracting new clients, securing contracts, and building long-term relationships with stakeholders. PEACE OF MIND Running a business is inherently stressful, but having general liability insurance can provide invaluable peace of mind. Knowing you have coverage to handle potential legal claims and property damage incidents allows you to focus on running your business without worrying about financial risks. This peace of mind can contribute to greater confidence and resilience in navigating the challenges of entrepreneurship. General liability insurance is not just a recommended precaution for businesses — it’s an essential investment in protecting your financial interests, reputation, and long-term viability. By understanding the importance of general liability insurance and securing appropriate coverage, businesses can mitigate risks, enhance credibility, and thrive in today’s competitive business landscape. For more information on general liability insurance and to lock in the best rate for you, call us today!

You matter. It’s an easy thing to forget with the overwhelming obligations and responsibilities most people have, but you matter. Everyone, including you, must practice self-care to SELF-CARE TIPS FOR A HAPPIER AND HEALTHIER YOU The connectivity provided by technology comes with several benefits, but they have just as many drawbacks. Companies design phones to be addictive. Your brain releases a little dopamine whenever you get a notification, not unlike a slot machine. That’s why we constantly check our phones, even when they don’t ring or vibrate. Meanwhile, studies correlate heavy social media usage with profound feelings of loneliness and depression. Everyone needs to distance themselves from technology every so often. Try leaving your phone at home when you go outside or set a specific no-screen time. Better yet, dive into nature. Practice yoga in the park or hike through the woods and breathe in the fresh air instead of scrolling. DREAM MORE Our bodies demand that we spend about a third of the day sleeping, and it does so for a reason. Almost every cell needs time to refresh and renew. But many people continue to shrug off sleep, which falls to the bottom of their priorities. ensure their happiness and peace of mind. DISCONNECT FROM TECHNOLOGY Take the time to increase your sleep quality. It helps almost every part of your body, from brain to toe. To do so, implement positive sleep habits. Don’t watch TV before bed, keep your bedroom dark, and put your phone on “do not disturb.” INDULGE YOURSELF It’s all too easy to devote our lives to other people, but taking time for ourselves is essential. Some me-time lets you get some perspective through joy. Once a month, push the responsibilities away and spend the day doing what you love. If you want a spa day, get a massage. If you’d prefer to paint figurines in your basement, that’s all you. We spend most of our time in our heads, preoccupied with our thoughts and focused on our obligations. It’s not good for our mental health. The sheer weight of life is heavy on our shoulders and minds. Ease those worries and anxieties by putting the phone away, getting a good night’s sleep, and spending quality time with ourselves.

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Toll free (800) 828-2226

Fax (727) 577-4991

www.vermost.com

newsletter@vermost.com

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