Mattson Financial - April 2024

Self-Care Tips for a Happier an

You matter. It’s an easy thing to forget with the overwhelming obligations and responsibilities most people have, but you matter. Everyone, including you, must practice self-care to ensure their happiness and peace of mind. DISCONNECT FROM TECHNOLOGY The connectivity provided by technology comes with several benefits, but they have just as many drawbacks. Companies design phones to be addictive. Your brain releases a little dopamine whenever you get a notification, not unlike a slot machine. That’s why we constantly check our phones, even when they don’t ring or vibrate. Meanwhile, studies correlate heavy social media usage with profound feelings of loneliness and depression. Everyone needs to distance themselves from technology every so often. Try leaving your phone at home when you go outside or set a specific no-screen time. Better yet, dive into nature. Practice yoga

in the park or hike through the woods and breathe in the fresh air instead of scrolling.

DREAM MORE Our bodies demand that we spend about a third of the day sleeping, and it does so for a reason. Almost every cell needs time to refresh and renew. But many people continue to shrug off sleep, which falls to the bottom of their priorities. Take the time to increase your sleep quality. It helps almost every part of your body, from brain to toe. To do so, implement positive sleep habits. Don’t watch TV before bed, keep your bedroom dark, and put your phone on “do not disturb.” INDULGE YOURSELF It’s all too easy to devote our lives to other people, but taking time for ourselves is essential. Some me-time lets you get some

SUCCEED IN YOUR NO-SPEND CHALLENGE FINANCIAL DETOX

Thanks to clever advertising and a lack of discipline in spending habits, many people spend too much on trinkets and other things they don’t need. To help us all stop impulsive

This accountability and the communal nature of the trend encourage you to reflect on how often you’re spending your hard-

earned money. You can also rediscover the value of experiences that don’t cost anything and develop healthier financial habits. These help dismantle

spending habits, the No-Spend Challenge was developed and has gone viral on the internet. This financial detox challenge encourages us to break free from the mindless spending we may be partaking in. It’s a challenge

a consumer mindset, enabling you to use funds to fulfill goals rather than a quick adrenaline hit.

that pushes mindfulness to reassess financial habits rather than deprive us of necessities.

When you complete the challenge, you will emerge armed with newfound financial freedom, awareness, and discipline, and you’ll be more inclined to reach short-term financial goals,

The first step is creating clear budgeting goals. Whether paying off debt, building an emergency fund, or saving for a specific milestone, having a concrete and well-defined objective helps you stay motivated throughout the process. This should also include an end date to achieve your goal — a year, month, or week are all options. Your plan should also

practice healthy spending habits, and work toward long-term financial health. A No-Spend Challenge can foster a community of others who gain these new skills and inspire others to halt their own consumption. This intentional approach to spending will assure participants that they’re in control of their aspirations and the finances that can fund them.

identify and anticipate potential roadblocks during the no-spend period. This structure will make the challenge feel like more than just a temporary spending freeze.

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