DO YOU EVEN NEED A COLLEGE EDUCATION?
UNDERSTAND YOUR LOANS
When Elon Musk was asked what level of education he looks for when hiring for one of the most innovative companies in the 21st century, he matter-of-factly stated, “There’s no need even to have a college degree at all.” He doesn’t care about your fraternity or what colors you don on a fall Saturday. Instead, he looks for a “track record of exceptional achievement.” This thought process is just held by a rogue, sometimes erratic, billionaire business owner, right? Well, CNN and Business Insider have both covered Google’s hiring methodology, which echoes the same sentiment. So where does this crazy hiring practice come from? The idea behind the concept is this: Rather than spending a fortune receiving a prestigious and well-rounded
college education, go straight after what you need, directly to the source. Proponents of Musk’s ideal preach that self-learning gives everyone the opportunity to laser-focus their education on exactly the content they need and are interested in. By doing this, you can grow a knowledge base for topics you are passionate about and help take ownership over your practical education. We’re not saying, “Don’t go to college.” Both of us certainly needed college to become lawyers. But you can avoid incredible complications down the line by having an unbreakable focus on what you want to learn and carefully borrowing what you need to get there. In order to start, it’s crucial you understand the differences between unsubsidized and subsidized student loans.
SUBSIDIZED VS. UNSUBSIDIZED LOANS When you enroll in college, you’ll be offered subsidized and unsubsidized student loans. In every case possible, take the subsidized loans if they are provided to you or your child. The government will pay the interest on these loans as long as the student remains in school. An unsubsidized loan will accrue interest during school, during the grace period after graduation, and during deferment or forbearance. If you find yourself in a situation where student loan debt is overwhelming you, contact us today. Christine Kingston is a leading authority in dispelling student loans through bankruptcy and will passionately fight for your newfound financial freedom.
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