The insurance implications of a real fire Your insurance company will expect you to have your chimney swept regularly. This means at least annually for a coal fire and more frequently for wood burning stoves or bituminous coal. You should also notify your insurance company if you’re installing a real fire for the first time, because you’re adding to the fire risk of your property, which may in turn alter your policy, and you might not be covered for it. You are strongly advised to use a professional chimney sweep. The NACS is the registered professional body for chimney sweeps and will provide you with a sweeping certificate which you will need for your insurance company in the event of a claim.
Scrutton Bland Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority
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