Connect Your Buyers With Navy Federal Credit Union! Together, We’ll Get Them the Best Home With the Best Home Loan
With Navy Federal, your clients could enjoy conventional financing with:
No down payment needed
No PMI required
Our outstanding loan features could help your buyers in any market climate:
• Guaranteed Rate Match —If your buyer finds a lower rate, we’ll match it or give them $1,000 2 • Freedom Lock Float Down —Your buyer can float down twice, as long as the total rate reduction doesn’t exceed 0.500%
• Extended Rate Lock —Your buyer can lock their rate up to 360 days with standard 30-day lock extensions • Dedicated Servicing —We’ll be with your buyers for the life of their loan • No Hidden Fees —We won’t ask for additional fees at closing
Is Your Homebuyer Eligible for Navy Federal Membership? Active Duty, veterans and their family are eligible to join and take advantage of our great mortgage products.
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Navy Federal Credit Union is federally insured by NCUA. 1 Product features subject to approval. Available for purchase loans only. Loans are subject to an additional funding fee, which may be financed up to the maximum loan amount. 2 Guarantee to receive rate match only applicable if all conditions are met. Available for purchase and refinance first mortgages. Certain product exclusions may apply. You must lock your rate with Navy Federal prior to submitting rate match request to qualify. A Loan Estimate and the rate lock disclosure Navy Federal. Please note that no other documentation may be used to show competitors’ terms. The terms of the competing loan must be identical to Navy Federal’s loan; for example, a 30-year, fixed-rate product with mortgage insurance is not identical to a Navy Federal 30-year, fixed-rate product that does not have mortgage insurance. If the loan does not close within the commitment period, the rate match may be voided. NOTE: The initial Loan Estimate from a wholesale lender/broker is not an acceptable document for a rate match submission unless the Lender Information section on the Loan Estimate is completed. To receive $1,000, you must provide a signed, executed copy of the final Closing Disclosure and a copy of the final mortgage note within 30 calendar days of your loan closing with the original competing lender. Not valid if original loan terms or conditions change prior to closing. Once approved, $1,000 will be automatically deposited into your Navy Federal account within 30 calendar days of receiving the necessary documentation. Recipient is solely responsible for any personal tax liability arising out of this incentive. 3 Freedom Lock is available for new applications on purchase and refinance loans at no additional fee, with a maximum interest rate reduction of up to 0.50%. You will have the opportunity to relock twice if rates improve, and your loan must close within sixty (60) days of initial lock. © 2022 Navy Federal NFCU 44293-B (8-22)
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