Snapshot 2021/2022 Financial Year
$ 1,096,315,099 in member loans
15.31 % capital adequacy
39,550 members
$ 218,075 sponsorship & donations
Loans ($m)
Loans ($m) Total Assets ($m)
$900 $1,000 $1,100 $1,200
Total Assets ($m)
$1,122
Loans ($m)
$1,122
$1,600
$600 $700 $800 $800 $1,000 $900 $1,000 $1,100 $1,200 $1,200 $1,400 $1,600
Total Assets ($m)
$1,044
$1,122
$1,027
$1,600
$995
$900 $1,000 $1,100 $1,200
$1,400
$1,122
$1,600
$1,044
$1,027
$847 $900
$995
$1,400
$1,044
$1,027
$995
$1,200
$1,400
$847 $900
$600 $700 $800
$847 $900
$1,200
$673
$1,000
$1,200
$621
$600 $700 $800
$673
$1,000
$800
$673
$621
$1,000
$1,341
$1,506 $1,584
$815 $871 $1,055 $1,087 $1,220
$500
$621
+$501m +81%
$800
$600
$1,341
$1,506 $1,584
$815 $871 $1,055 $1,087 $1,220
$500 $600
$800
+$501m +81% +$769m +94%
$400
$1,341
$1,506 $1,584
$815 $871 $1,055 $1,087 $1,220
$600
$500
+$769m +94%
+$501m +81%
$300
$400
$400 $400
$600
2015 2016 2017 2018 2019 2020
2021
2022
+$769m +94%
2022
2015
2016
2017
2018
2019
2020
2021
2022
$400
$300
$400
Third Party Originated - Off Bal Sheet
P2P Originated
On Balance Sheet
Integris - Off Bal Sheet
P Originated
2015 2016 2017 2018 2019 2020
2021
2022
2015
2016
2017
2018
2019
2020
2021
2022
$300
$400
Integris - Off Bal Sheet 2015 2016 2017 2018 2019 2020 Third Party Originated - Off Bal Sheet
P2P Originated 2021
2022
2015
2016
2017
2018
2019
2020
2021
2022
On Balance Sheet
Third Party Originated - Off Bal Sheet
P2P Originated
On Balance Sheet
Integris - Off Bal Sheet
Capital Core Ratio (Retained Earnings & Reserves)
Deposits ($m) Capital Core Ratio (Retained Earnings & Reserves)
Capital Core Ratio (Retained Earnings & Reserves)
10.00% 11.00% 12.00% 13.00% 14.00% 15.00% 16.00% 17.00% 18.00% 19.00%
Deposits ($m)
$400 10.00% 11.00% 12.00% 13.00% 14.00% 15.00% 16.00% 17.00% 18.00% 19.00% $600 $800
$1,400
Deposits ($m)
10.00% 11.00% 12.00% 13.00% 14.00% 15.00% 16.00% 17.00% 18.00% 19.00%
$1,400
$200 10.00% 11.00% 12.00% 13.00% 14.00% 15.00% 16.00% 17.00% 18.00% 19.00% $400 $600 $800 $1,000 $1,200
$1,400
$1,200
$1,200
$1,000
$1,000
16.2%
15.2% 15.3%
15.8% 16.2% 16.4% 17.2% 16.5%
$719 $775 $936 $977 $1,098
$1,182 $1,189 $1,301
$1,301
16.2%
15.2% 15.3%
15.8% 16.2% 16.4% 17.2% 16.5%
$800
+$582m +81% 15.8% 16.2% 16.4% 17.2% 16.5%
$719 $775 $936 $977 $1,098
$1,182 $1,189 $1,301
-3.2%
16.2%
15.2% 15.3%
$719 $775 $936 $977 $1,098
$1,182 $1,189 $1,301
$600
+$582m +81%
-3.2%
+$582m +81% 2019 2018
-3.2%
2015
2016
2017
2018
2019
2020
2021
2022
2022
2015
2016
2017
2020
2021
2022
$400
$200
2015
2016
2017
2018
2019
2020
2021
2022
2015
2016
2017
2018
2019
2020
2021
2022
$200
2015
2016
2017
2018
2019
2020
2021
2022
2015
2016
2017
2018
2019
2020
2021
2022
8 | Unity Bank Annual Report 2022
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