UNITY BANK LIMITED 2022 Financial Report UNITY BANK LIMITED 2022 Financial Report
ABN 11 087 650 315
ABN 11 087 650 315
CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR THE YEAR ENDED 30 JUNE 2022
Note
2022 $'000
2021 $'000
Interest income Interest expense Net interest income Fees and commissions
6(a) 6(c) 6(b) 6(b)
39,795 3,854 35,941 4,761 1,570 42,272
40,343 6,523 33,820 4,460
Other Income Total income
834
39,114
Non-interest expenses Fee and commission expenses
1,408
1,390
Impairment losses on loans receivable from members Impairment losses on loans to non members General administration - Employees compensation and benefits
6(d) 6(d)
304 101
896 (14)
17,159 2,114 4,121
15,746 2,219 3,793 1,060 2,179 4,247 31,516
- Depreciation and amortisation - Information technology
6(e)
- Office occupancy - Other administration
894
2,355
Other operating expenses Total non interest expenses Profit before income tax Income tax expense Profit after income tax
4,623 33,079
9,193 1,845 7,348
7,598 2,232 5,366
7
Other comprehensive income, net of income tax Items that will not be reclassified subsequently to profit and loss Movement in reserve for equity instruments at FVOCI Net change in fair value Income tax relating to other comprehensive income
622 155 467
32 10 22
Total FVOCI OCI, net of income tax
Movement in reserve for land and buildings Net change in fair value Income tax relating to other comprehensive income Total Revaluation OCI, net of income tax Total other comprehensive income, net of income tax
- - -
(899) (269) (630) (608)
467
Total comprehensive income for the period
7,815
4,758
This statement should be read in conjunction with the notes to the financial statements.
17
24
Made with FlippingBook Annual report maker