2022 Annual Report

Contents

Chair’s Report

2 5 6 7 8 9

Our Values

Our Executive Management Team

Supporting Our Community Snapshot - Financial Year

Directors’ Report

Financial Performance Disclosures

14 16 17 20 24 25 26 27 28

Directors’ Declaration

Independent Auditor’s Report Corporate Governance Statement Financials Statement of Comprehensive Income

Statement of Financial Position

Statement of Changes in Member Equity

Statement of Cash Flows

Notes to the Financial Statements

Unity Bank Annual Report 2022 | 1

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