ABN 11 087 650 315 UNITY BANK LIMITED 2022 Financial Report
UNITY BANK LIMITED 2022 Financial Report
ABN 11 087 650 315
6. STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME (a) Analysis of interest revenue Interest revenue on assets carried at amortised cost
Note
2022 $'000
2021 $'000
20
10
Cash - deposits at call
Receivables from financial institutions
2,230 36,517
1,951 37,042
Loans to members
Loans to non-members via SocietyOne Loans to non-members via Plenti Total income from receivables
305 723
733 607
39,775
40,333
Total interest income
39,795
40,343
(b) Fee, commission and other income
Fee and commission revenue Fee income on loans - other than loan origination fees
2,309
1,621
Fee income from member deposits
380
925
Other fee income Insurance commissions Other commissions
1,436
1,133
408 228
440 341
Total Fee and Commission Revenue
4,761
4,460
Other income Dividend received Bad debts recovered
1,098
202 226 247
128 251
Income from property (rental income) Gain on disposal of assets - Property, plant and equipment
51 42
44
Miscellaneous revenue Total Other income
115 834
1,570
Total Fee Commission and Other Income
6,331
5,294
(c) Interest expense
Note
2022 $'000
2021 $'000
Interest expense on liabilities carried at amortised cost Deposits from financial institutions
8
2
Deposits from members
2,828 1,018 3,854
6,089
Other
432
Total Interest Expense
6,523
32
39
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