2022 Annual Report

UNITY BANK LIMITED 2022 Financial Report UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315

ABN 11 087 650 315

17. RIGHT-OF-USE ASSETS

2022 $'000 2,399 1,883

2021 $'000 2,384 1,233 1,151

Right of Use Assets

less accumulated depreciation

516

Movements in the asset balances during the year were:

IT Equipment

Property

Total $'000

$'000

$'000

Opening balance

1,150

1

1,151

Net Additions Revaluations Less: Impairment Depreciation

-

26

26 11

11

-

-

-

-

668 493

4

672 516

Balance at the end of year

23

The Bank has leases for offices, retail branch premises, and some IT equipment. Leases are reflected on the balance sheet as a right-of-use asset and a lease liability.

No. of leases with extension options

No. of leases with termination options

Average remaining lease term

No. of leases with options to purchase

No. of leases with variable payments

Range of remaining term

Right of use asset class

Property

0mths - 4.17yrs

12 months

7 0

0 0

9 0

10

IT Equipment

0

0

18. LEASE LIABILITIES

Note

2022 $'000

2021 $'000

Lease Liability - Current Lease Liability - Non current Total Lease Liability

392 138 530

675 490

1,165

Movements in the liability balances during the year were:

Total $'000

Total $'000

Opening balance Net Additions Interest Expense Less: Payments for Leases

1,165

1,783

27 17

176

29

690 (11) 530

755

Modifications

68

Balance at the end of year

1,165

52

45

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