2022 Annual Report

UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315

UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315

19. DEPOSITS FROM OTHER FINANCIAL INSTITUTIONS

2022 $'000 1,850 1,850

2021 $'000 1,500 1,500

Term Deposits

20. DEPOSITS FROM MEMBERS

Member Deposits - At Call

768,477 482,357

648,128 539,788

- Term

Member withdrawable shares 401 1,251,230 1,188,317 There were no defaults on interest and capital payments on these liabilities in the current or prior year. Concentration of member deposits (i) Significant individual member deposits which in aggregate represent more than 10% of the total liabilities: - - (ii) Member deposits at balance date were received from individuals employed principally in the Maritime, Mining and Energy industries. (iii) Geographic concentrations NSW 904,144 852,835 Victoria 155,890 169,931 Queensland 66,072 54,544 South Australia 13,846 12,234 Western Australia 68,432 63,110 Tasmania 6,286 5,819 Northern Territory 2,278 2,608 ACT 1,028 568 Other 32,858 26,267 Total deposits 1,250,834 1,187,916 396

Amounts expected to be repaid within 12 months are as described in Note 32.

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