2022 Annual Report

UNITY BANK LIMITED 2022 Financial Report UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315

ABN 11 087 650 315

27. ASSET REVALUATION RESERVE

2022 $'000

2021 $'000

6,254

6,254

Asset revaluation reserve - Land and Buildings

Movements in Reserves - Land and Buildings The asset revaluation reserve accounts for the unrealised gains on assets due to revaluation to fair value Balance at beginning of the year

6,254

6,884 (899) (269) 6,254

(Decrease) on revaluation Less: Deferred tax liability Balance at the end of year

- -

6,254

28. GENERAL RESERVE FOR CREDIT LOSSES

2,779

2,779

General Reserve for Credit Losses

General Reserve for Credit Losses This reserve records amount previously set aside as a General Provision and is maintained to comply with the Prudential Standards set down by APRA Balance at beginning of the year

2,779

2,779

Add: increase transferred from retained earnings

-

-

Balance at the end of year

2,779

2,779

29. FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (FVOCI) RESERVE

Balance at beginning of the year Add: increase in fair value during the year Balance at the end of the year

1,431

1,409

467

22

1,898

1,431

56

49

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