UNITY BANK LIMITED 2022 Financial Report UNITY BANK LIMITED 2022 Financial Report
ABN 11 087 650 315
ABN 11 087 650 315
33. INTEREST RATE CHANGE PROFILE OF FINANCIAL ASSETS AND LIABILITIES Financial assets and liabilities have conditions which allow interest rates to be amended either on maturity (term deposits and term investments) or after adequate notice is given (loans and savings). The table below shows the respective value of funds where interest rates are capable of being altered within the prescribed time bands, being the earlier of the contractual repricing date, or maturity date.
2022
0 - 3
3 - 12 Months $'000
1 - 5 Years $'000
After 5 Non Interest
Total
Months $'000
Years $'000
Bearing
ASSETS
$'000
$'000
Cash
10,285
- -
- -
- - - - -
9,709 9,414
19,994 9,414 422,061 1,096,315
Receivables
-
Liquid investments Loans to members Loans to non-members Equity Investments - FVOCI On Balance Sheet
184,944 759,880 6,736
67,396 96,562
169,721 235,927 9,923
- - -
3,945
- -
16,659 9,128
-
-
9,128
961,845
163,958
415,571
3,945
28,251 1,573,571
Total Financial Assets
961,845
163,958
415,571
3,945
28,251 1,573,571
LIABILITIES Creditors
- -
-
- -
- - - - - - -
11,504
11,504 1,850
Deposits from financial institutions Deposits from members Long term borrowings On Balance Sheet Undrawn loan commitments Total Financial Liabilities
1,850 317,942
-
512,103
418,939 187,010 605,949
396 1,249,380
-
-
-
187,010
512,103 107,784 619,887
319,792
11,900 1,449,744
-
-
-
107,784
319,792
605,949
11,900 1,557,528
2021
0 - 3
3 - 12 Months $'000
1 - 5 Years $'000
After 5 Non Interest
Total
Months $'000
Years $'000
Bearing
ASSETS
$'000
$'000
Cash
32,707
- -
- - -
- - - - - -
1,520
34,227
Receivables
-
905
905
Liquid investments Loans to members Loans to non-members Equity Investments - FVOCI RateSetter Loans Investment On Balance Sheet
344,441 771,030 13,560
71,622 44,543
- - -
416,063 1,015,065 20,560
196,318 7,000
3,174
- - -
-
- -
6,708
6,708
-
-
1,161,738
116,165
203,318
3,174
9,133 1,493,528
Total Financial Assets
1,161,738
116,165
203,318
3,174
9,133 1,493,528
LIABILITIES Creditors
- -
-
- -
- - - - - - -
4,293
4,293 1,500
Deposits from financial institutions Deposits from members Long term borrowings On Balance Sheet Undrawn loan commitments Total Financial Liabilities
1,500 454,907
-
389,411
343,598 187,010 530,608
401 1,188,317
-
-
-
187,010
389,411 103,284 492,695
456,407
4,694 1,381,119
-
-
-
103,284
456,407
530,608
4,694 1,484,404
70
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