2022 Annual Report

UNITY BANK LIMITED 2022 Financial Report UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315

ABN 11 087 650 315

42. NOTES TO CASH FLOW STATEMENT

(a) Reconciliation of cash

2022 $'000

2021 $'000

Cash includes cash on hand, and deposits at call with other financial institutions and comprises: Cash on Hand

1,372 18,622

1,519 32,707

Deposits at call Bank Overdraft

-

-

19,994

34,227

(b) Reconciliation of cash from operations to accounting profit The net cash increase/(decrease) from operating activities is reconciled to the profit after tax. Profit after income tax

7,348

5,366

Add (Deduct): Bad debts written off and provided for

376

579

Depreciation expense Loss on sale of assets Gain on sale of assets Gain on sale of investments

2,114 (73) 284 (390) 501 340 51 (283) (190) (11) (428) 344 (17)

2,219

-

(14) (14) 152 273 -

Overprovision of prior year tax Increase in provision for staff leave Increase in provision for income tax (Decrease) in other provisions and accruals (Decrease) in interest payable (Increase)/Decrease in prepayments (Increase)/Decrease in deferred tax assets Decrease in interest receivable (Decrease) in other receivables

(482) (2,602)

31

(378) 217 (48)

Net cash from operating activities

9,966

5,299

43. CORPORATE INFORMATION The Bank is a company limited by shares and is registered under the Corporations Act 2001. The address of the registered office is: Level 7, 215-217 Clarence Street, Sydney NSW 2000 The address for the principal place of business is: Level 7, 215-217 Clarence Street, Sydney NSW 2000 The natures of the operations and its principal activities are the provision of deposit taking facilities and loan facilities to the members of the Bank.

78

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