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September 2022
THE TRUSTED ADVISOR Making the Dream Work
A SPECIAL THANK-YOU TO OUR TEAM
They say a chain is only as strong as its weakest link, and after two years in business, we’ve found it to be true. Norden Leacox is a smaller firm, but our clients deserve the best service. We need resources to work our cases, and all of the incredible staff here at the firm provide them daily. This Labor Day, we want to send a special shout-out to the best team we could ever ask for. The firm is much larger than it was when we began in 2020. We originally had only three staff members. As the firm grew organically, so did our staff. But that doesn’t mean there weren’t some growing pains. There’s always an awkward period when a business has too much work for the current team but not enough to justify a new hire. The staff has stepped up considerably as we have worked through that process. As work increased, everyone rose to the task and took on more responsibilities as needed. In many cases, they were helping with work that wasn’t technically a part of their job descriptions. But there was no complaining, moaning, or arguing about what was whose responsibility. Everyone pitched in to get things done together until we could hire the next addition to the team. It genuinely feels like we’re part of a family, and the people who work here feel as invested as we do. Our staff always seems excited to watch the firm grow and impact people’s lives. And we couldn’t have done any of it without them.
couldn’t practice law well without their support. The same holds for the roles everyone serves at the office.
So, we want to shout them out individually. Our attorneys, Carla and Lori, bring expertise to the firm and help us improve client lives. Paralegals Cheryl, Norma, and Sabrina help take work off our plates so we can focus on getting the largest recoveries possible for the people we help. Legal assistants Ariela, Lymaris, and Alyssa keep the office running smoothly and organized. And, of course, we can’t forget about the world’s greatest intern, Flex! It’s tempting to say we don’t know where we’d be without them, but we do know. We wouldn’t be anywhere at all. The staff make this firm what it is and let us provide the best service possible to every person who walks through our doors. We’re incredibly thankful for their skill, flexibility, perseverance, and teamwork. Though our names are on the door, we cannot do it alone. We are grateful we’ve never had to.
In truth, the people who work for us are just as valuable a part of the team as we are. Sure, the paralegals couldn’t practice law in our place — but we also
“In truth, the people who work for us are just as valuable a part of the team as we are.”
NordenLeacox.com | 407-801-3000 1 –Zac Leacox & Nick Norden
Thinking Outside the Bun Leads to Legal Action The Story of 50 Cent vs. Taco Bell
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schools, or restaurants. Although they can call your home or office, you have the right to tell them not to contact you at your workplace.
• Legal representation. If you have an attorney — and a debt collector knows this — they aren’t allowed to contact you. They must contact your attorney instead. If you are called by a debt collector while you have legal representation, make sure to give them your attorney’s information. When a debt collector calls, they should identify themselves as a debt collector. Afterwards, they’re required to state the amount owed, that you can dispute the debt, and that you can request the name and address of the original creditor (if different from the current creditor). They should also tell you that any information provided to them in your calls, emails, or other communication will be used in their efforts to collect the debt.
In 2008, rapper 50 Cent filed an unlikely lawsuit against the fast-food chain Taco Bell. Was it an endorsement deal gone wrong? Quite the opposite. According to the rapper, the company had implied an endorsement deal in the media when there was none. Taco Bell, known for their quirky and humorous ads, had released a print ad formatted as a faux “letter” to 50 Cent, requesting that 50 Cent change
There are even more restrictions on who they can call, so make sure to research for yourself if your loved ones begin receiving calls from your debtor.
Step 2: Consider hiring an attorney.
his name to 79, 89, or 99 Cent as a part of their latest promotion. The letter reached the national press and even television … except for 50 Cent’s actual mailbox. In fact, 50 Cent had no idea Taco Bell used his name. By releasing the letter, 50 Cent became the face of Taco Bell’s whole campaign, too. The letter was part of a larger hip hop-themed campaign, and customers could go to the Taco Bell website and participate in a “Rap Name Creator” to discover their rap name. They also had a “Why Pay Mo’ Rhyme Generator” that played hip hop music and a montage of “hip hop- themed scenes,” according to the rapper’s lawyer, Peter D. Raymond. As soon as 50 Cent found out about the letter on the news, he wasn’t happy. On July 23, 2008, 50 Cent — whose real name is Curtis Jackson — filed a federal lawsuit saying they featured the rapper in an ad campaign without his permission and profited directly from his celebrity status without paying him a multimillion-dollar fee. Raymond said his client sought $4 million in damages. In response, Taco Bell Corp. spokesman Rob Poetsch issued a statement saying: “We made a good faith, charitable offer to 50 Cent to change his name to either 79, 89 or 99 Cent for one day by rapping his order at a Taco Bell, and we would have been very pleased to make the $10,000 donation to the charity of his choice.” In the end, both sides settled, keeping the terms of the settlement confidential and paying their own legal fees. So, it’s possible that 50 Cent was paid after all, but we’ll never know the exact terms of their legal agreement, except “both sides are satisfied,” according to Raymond. Since then, more companies have been careful about using celebrity names in their marketing without permission. It pays to think inside the bun, after all.
You may want an attorney as soon as you can, so you can receive the best guidance possible. A lawyer will be your advocate when collectors engage in harassment or communication that is abusive, threatening, or deceptive. What is harassment? It includes using profane language; threatening bodily harm; misrepresenting what you owe; making false claims that you could be arrested; threatening your property; making repeated attempts to contact you or calling you anonymously; or, as mentioned earlier, failing to state debt and creditor information on the call as required by FDCPA.
Step 3: Report any violations to the FTC.
The Federal Trade Commission (FTC) has an online website for reporting FDCPA violations, but your attorney can help with this as well. Take a look at FTCComplaintAssistant.com .
We hope this helps our readers to stay safe from abusive collectors. Although debt can make us feel vulnerable, never forget that you do have rights.
2 NordenLeacox.com | 407-801-3000
LIFE CAN BE UNPREDICTABLE Preserving the Balance of Work and Family Life
When can I use FMLA leave? An eligible employee can be granted up to 12 workweeks of unpaid, job-protected leave in a 12-month period for the following reason(s):
Workers shouldn’t have to choose between the job they need and the family members they love. The Family and Medical Leave Act (FMLA) was created to allow employees to take reasonable unpaid leave for a particular family or medical reason so they can maintain a work/life balance. What does it provide? The FMLA provides eligible employees up to 12 workweeks of unpaid leave a year with the requirement of group health benefits to be maintained during the leave as if employees were continuing to work. They are also entitled to resume their same or equivalent job at the end of their FMLA leave. Who is eligible for FMLA? FMLA applies to all public agencies, all public and private elementary and secondary schools, and companies with 50 or more employees. Employees can be eligible for FMLA if they have worked for their employer for at least 12 months, worked at least 1,250 hours over the past 12 months, and work at a location that employs 50 or more employees within 75 miles.
•
Birth of and/or bonding with a newborn child
• The placement of a child for adoption or foster care with the employee
• To care for an immediate family member with a serious condition (child, spouse, or parent, but does not include parent in-laws)
• To take medical leave when the employee is unable to work due to a serious health condition
• For qualifying exigencies arising out of the fact that the employee’s spouse, child, or parent is on covered active duty or call to covered active-duty status as a member of the National Guard, Reserves, or Regular Armed Forces The FMLA exists so employees can tend to their families without worrying about their job, allowing them to provide the best care for their loved ones. For more information regarding whether or not your company is eligible for FMLA, check out your local government agency for more details.
Have a
Laugh
Goulash, Hungary’s National Dish
Ingredients
Inspired by Delish.com
• 2 tbsp extra-virgin olive oil • 1 yellow onion, chopped • 2 cloves of garlic, minced • 1lb ground beef • Salt and pepper, to taste
• 1 15-oz can tomato sauce • 1 15-oz can diced tomatoes • 1 tsp Italian seasoning • 1 tsp paprika • 1 1/2 cups elbow macaroni, uncooked • 1 cup shredded cheddar cheese • Fresh chopped parsley, for garnish
• 1 tbsp tomato paste • 1 1/4 cups beef broth
Directions
1. In a large skillet over medium heat, add olive oil and wait for it to heat. 2. Once heated, add onion and cook for 5 minutes, then add garlic and cook for 1 minute. 3. Next, add the ground beef to the skillet, and cook until no longer pink. Drain the grease, then add salt and pepper. 4. Stir in the tomato paste, beef broth, tomato sauce, and diced tomatoes. Season with Italian seasoning and paprika. Add macaroni to the skillet. 5. Bring mixture to a simmer and let it cook for 15 minutes. Stir the pasta occasionally. 6. Mix in the cheddar cheese and remove the heat.
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NordenLeacox.com | 407-801-3000
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407-801-3000 NordenLeacox.com 964 Lake Baldwin Lane, Suite 200 Orlando, FL 32814
Inside This Edition
3 2 1 Zac and Nick Shout-Out the Firm’s Staff Why Did 50 Cent Sue Taco Bell? Your Guide to Family and Medical Leave Goulash, Hungary’s National Dish Can Collections Go Too Far?
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When Collections Go Too Far … Know Your Legal Rights!
Did you know that millions of Americans have debt in collections? Anyone who has ever dealt with a collection agency can attest that it’s no fun. Luckily, there are laws that limit what collection agencies can and cannot do.
When, where, and who can contact you to collect your debt? There are some limitations, such as:
• Time. Debt collectors are only allowed to call you between 8 a.m. to 9 p.m. in your local time zone. Any calls outside these hours are an FDCPA violation. • Place. You may be contacted by phone, mail, fax, or email; however, collectors can’t contact you in “unusual places,” such as hospitals, Continued on Page 2 ...
Step 1: Know your FDCPA rights.
If you ever fall behind on paying your mortgage, credit card debt, medical debt, student loans, or auto loans, it’s important to know your rights under the Fair Debt Collection Practices Act (FDCPA). Especially for individuals, FDCPA covers all kinds of debt — but specifically targets third-party debt collectors such as collection agencies, debt buyers, and lawyers who practice debt collection as part of their business.
4 NordenLeacox.com | 407-801-3000
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