Homeside Financial - January 2020

Help Your Kids Achieve More This Year With Simple and Actionable Goals

With every new year comes an opportunity to reinvent ourselves or start down a new path toward self-improvement. Making resolutions is a big part of many families’ NewYear’s traditions, and parents often have a desire for their kids to take part in that tradition when they’re old enough. Following through on resolutions is tough, especially for young children, but with your help, they can achieve their goals.

more around the house” incorporate good values but don’t include any actionable steps. Help your kids think of tangible ways to act on those goals. For example, if they want to be tidier, a good resolution might be for them to clean their room once a week or take responsibility for one household chore every day.

Don’t do all the work for them.

Practice what you preach.

While it’s important for you to help your kids formulate their goals, be sure that you aren’t taking over. If they’re ultimately responsible for their resolutions, they’ll feel more compelled to keep them. Instead, suggest different goal areas they could improve, such as home, school, or sports, and let them elaborate. When it comes to creating habits, nobody is perfect, so even if your kids falter on their goals in the middle of February, don’t worry. The important thing is that you continue to encourage them every step of the way.

You are your children’s role model for almost everything, including following through on NewYear’s resolutions. So, ask yourself if you follow through on your own resolutions. When you proclaim that you will read more books or finally get a gymmembership, do you actually try to do it? Your kids will assign as much importance to NewYear’s resolutions as you do, so by sticking to your own commitments, you can help them stay on track, too.

Keep things simple and achievable.

When your kids are forming their resolutions, their first attempts will probably be very broad. Statements like “I want to be more kind” or “I will try to help

Education on the Unexpected A Teacher Learns How to Buy Her First Home

As a first-grade teacher, I love working with kids. I decided to become a teacher in college when I realized I liked working with kids more than I liked working with adults. They always keep me on my toes, and they find new ways to make me laugh every day. One day teaching is never the same as the next, and while it may sound a little nerve-wracking, it’s kind of fun not knowing what to expect. I also didn’t know what to expect when I decided to buy my first home — and that wasn’t fun. I never thought that at 22 years old I would be buying my own house, but after renting an apartment for a while, I realized I wanted a place of my own. Plus, I had three dogs and a cat I knew would love more space. Since I didn’t really know where to start, I turned to friends and family for advice on buying my first home. Ashley, a friend of mine, had just

bought her first house over the summer, and she recommended I talk to Jamie Harrington at Homeside Financial. I also talked to my dad, who is a small business owner. He had also worked with Jamie before and recommended her to me as well. He also knew about the Homes 4 Heroes program through a friend of his and told me that since I was a teacher, I could save some money on my new house. Even though I was nervous to start the process, Jamie made everything so straightforward and easy to understand. I could call her with any questions I had, and if I needed an advisor for a specific part of the homebuying process, she always gave me great recommendations. I’m so thankful to Jamie and Homes 4 Heroes for making the entire process worth the work and for helping me buy my adorable first home.

—Rachel Thompson


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