Introducing COBI: Compliance-Orchestrated Blockchain Infrastructure Compliance-Orchestrated Blockchain Infrastructure (COBI) is a new architectural category designed specifically for regulated environments. COBI is not: - A blockchain - A smart contract framework - A developer toolkit - A compliance add-on COBI is an execution architecture where compliance, policy, and business logic govern blockchain execution before transactions occur. The COBI Definition COBI Stack : An enterprise middleware architecture that positions compliance orchestration as the primary control plane for blockchain integration, enabling regulated institutions to adopt distributed ledger technology without compromising regulatory accountability, operational control, or system interoperability. At its core, COBI redefines the role of blockchain. Instead of being the decision maker, blockchain becomes the execution substrate —a runtime that carries out actions only after they have been approved, orchestrated, and validated by institutional policy. In COBI, business logic—not smart contracts—is the system of record.
This diagram presents the four logical layers of the COBI Stack. Authority flows from human-readable business processes and regulatory policies through controlled orchestration to blockchain execution.
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