This diagram demonstrates how the COBI Control Plane coordinates interactions between existing enterprise systems (e.g., core banking, payment messaging, ERP) and multiple blockchain networks. COBI does not replace legacy infrastructure; it governs how data and transactions flow between systems, ensuring regulatory controls are consistently applied across all environments. Layer 4: The Execution Substrate (Blockchain as Runtime) Function : Execute approved actions and provide immutable, verifiable records. Only after the first three layers are satisfied does blockchain come into play. In COBI: • Blockchain executes approved actions • Provides immutability and shared state • Delivers settlement finality • Serves as a verifiable execution record Crucially, blockchain does not decide what is allowed. It executes what has already been authorized. Supported Protocols: - Ethereum and EVM-compatible chains - Hyperledger frameworks - Polkadot ecosystem - Private and permissioned ledgers - Emerging protocols This inversion—blockchain as runtime rather than governor—is what enables regulated adoption.
COBI vs. Traditional Approaches Dimension Developer-First Tools
COBI Stack
Primary User
Developers
Compliance & Business Teams
Compliance Model Integration Approach
Audit after execution Custom development
Enforce before execution
Pre-built adapters
Smart Contract Creation
Manual coding
Automated from process models
Monitoring
Bolted-on analytics Single protocol focus Consumption-based
Embedded compliance engine
Blockchain Support
Protocol-agnostic
Pricing Model
Infrastructure licensing
Time to Production Typical Failure Point
Years
Weeks
Integration & compliance gaps
Eliminated by design
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