INSTEAD OF PURCHASING FOAMING SOAPS
CREATE YOUR OWN WITH JUST 3 INGREDIENTS
We’ve all seen the foaming hand and dish soaps at our local supermarkets — some of you may have one by your sink or in a cabinet. But when you run out of soap, what do you do? Do you throw out the bottle and purchase a new one? Or do you buy a new bottle and attach it to the dispenser? Buying soap replacements all the time is costly, but you can save money and soap by creating your own foaming dish and hand soap! You only need three things: a foaming dispenser, liquid soap, and water. Is making your own foaming soap that easy? Yes! The entire process may take you only five minutes to complete. The most important item you need is a foam dispenser. You can reuse a foaming soap container or purchase one online. After rinsing your bottle, add one part liquid soap and three parts water. Avoid shaking the bottle after screwing the cap back on. The suds and bubbles in the container will affect the dispenser and produce less foam when you pump the device. YOUR FEBRUARY INSURANCE TO-DO LIST IS YOUR CAR REALLY FULLY COVERED?
And that’s it! You just created foaming hand or dish soap in seconds. You don’t need to add lots of liquid soap to your concoction. If you look at foaming soaps in the supermarket, you will notice that it’s mostly water. So, less is more in this instance.
Once you begin making these, you’ll notice that you use less soap, making the product last longer and keeping more money in your pocket.
Not only does this foaming method work for hand and dish soaps, but you can also make your shampoo, body wash, and other cleansers foam — it’s all about the dispenser. If you decide to convert other products, avoid creamy soaps because they have moisturizers that can clog the foaming dispenser. Once you start making your own foaming soap, you will never go back to purchasing them. This DIY method is easy, quick, and inexpensive. Happy cleaning!
have a PIP deductible. The PIP deductible costs you money without providing any extra benefits. Scrap it! If you don’t live in Kentucky, check to ensure you have Med- Pay instead of PIP. 3. Check that you have uninsured motorist and underinsured motorist
Why? Well, imagine you own a 2007 Ford Taurus and have a $1,000 deductible on your collision coverage. Because the car is only worth $1,500- $2,000, it’s wiser to save up the $500-$1,000 you’d need to pay out of pocket if your car were totaled than it is to pay $200 per month for coverage. The coverage will quickly cost more than you’ll ever get back from the insurance company. If any of this legalese is confusing, don’t worry — our team will walk you through it for free! Whether you’re a client or not, you can call our office at any time for a free review of your policy.
Feb. 1 is Car Insurance Day, and in its honor, we have a question for you: Are you really, truly, 100% sure that you’re fully covered and that you’re spending your insurance dollars wisely? If not, we’re here to help. We put together a handy to-do list you can use to double-check your car insurance. Feel free to share it with friends and family. It’s better to be safe than sorry! 1. Make sure you have an active policy. Just because you purchased car insurance once doesn’t mean you’re still covered. Pull out your paperwork or look up your policy online to double-check. 2. If you live in Kentucky, make sure you have Personal Injury Protection coverage but do NOT
(UM/UIM) coverage that is at least as robust as your liability coverage. As Melissa likes to say, “You should protect yourself and your family at least as well as you protect the people you might hurt.” 4. Double-check that your collision and comprehensive coverage amounts make sense. To do this, we recommend comparing the value of your vehicle to the cost of your deductible. If your deductible is more than your car or truck is worth, or if the two numbers are close, you’re better off adding money to a savings account each month instead of paying for coverage.
2 | call or text (502) 771-1LAW (1529)
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