The College Money Guys - October 2019

JUMPSTART COLLEGE PLANNING

WITH THESE THREE STEPS

College planning is like most things in life; it never hurts to get a head start. But, if your student has started their junior year, you’re no longer ahead of the game. It’s time to get

planning now or be left scrambling later. Here are the three most important things you and your high school junior must get done this school year. START VISITING COLLEGES If you ask an average high schooler where they want to go to college, chances are you’ll get a blank stare, followed by whichever school houses their favorite sports team. This isn’t adolescent laziness — it’s just most students don’t have any context for what to look for in a campus. Planning out trips to visit various colleges over school breaks is a great way to give your student a feel for where they want to go. As an added bonus, these trips can often inspire students to double down on their studies. TAKE AN SAT PREP COURSE  Speaking of studying, using a trusted SAT/ACT tutoring service is one of the best moves you

can make to get your student into the school they want to attend. Even if they already get straight-A grades, these sorts of courses are a must. Standardized tests aren’t a perfect measure of intelligence; getting a high score requires understanding unique strategies to successfully navigate the multiple-section, multiple-choice formats. ORGANIZE YOUR ASSETS  This part of the list takes some homework on your part. Maximizing the financial aid your student will qualify for means doing some accounting. The government weighs some assets more heavily than others even if they are of equal value. Ensuring your wealth is arrayed in a way that doesn’t overly penalize you is the best way to get a favorable financial aid package. Our team can help guide you through this delicate balancing act. Give us a call and we’ll get you started! 

CHOCOLATE-DIPPED FRUIT

HAVE A LAUGH

INGREDIENTS • 1 package melting chocolate • Assorted dried fruit, including apricots and mangoes DIRECTIONS 1. In a large saucepan, bring 1 inch of water to a boil.

2. Place a large, heatproof mixing bowl on top of saucepan so that no steam can escape. Place melting chocolate in mixing bowl and double boil until melted. 3. Dip half of each piece of fruit in chocolate before transferring to a parchment-lined baking sheet to rest. 4. Let cool for 10 minutes until chocolate solidifies. 5. Place in school lunches, serve at parties, and indulge in a few for yourself.

Inspired by Food Network

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