Mortgage Interest Rates in 2023-2025 YTD 30-Year Conforming Fixed-Rate Loans, Weekly Average Readings*
7.8
Per Freddie Mac (FHLMC), on October 2, 2025 the weekly average, 30-year, conforming-loan interest rate rose slightly to 6.34%.
7.6
7.4
7.2
Jan. 2025
Fed begins reducing its benchmark rate.
Fed’s first 2025 rate cut
7.0
Jan. 2024
6.8
6.6
Jan. 2023
6.4
6.2
Rates vary widely according to the property, price, borrower and lender.
Updated 10/2/25
6.0
*Freddie Mac (FHLMC), 30-Year Fixed Rate Mortgage Weekly Average: https://www.freddiemac.com/pmms. Data from sources deemed reliable. Different sources of mortgage data sometimes vary in their determinations of daily and weekly rates. Data from sources deemed reliable but may contain errors. All numbers approximate.
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