MAA 2026 Benefits Guide

Welcome to Your Benefits Enrollment Guide

Your Life. Your Choice. Your Benefits.

Dear MAA Associates,

At MAA, we know that taking care of our associates means supporting your whole self, at work and at home. One of the most meaningful ways we can support this is by offering a benefits program that gives you choice, flexibility, and peace of mind for you and your family. Our program — Your Life. Your Choice. Your Benefits — is designed to meet you where you are in life and to reward you for taking an active role in your health and well-being. Whether you’re new to MAA, enrolling for the first time, or reviewing your options during this year’s open enrollment, I encourage you to take time to explore what’s available and choose the coverage that fits you best. You and your family’s health & well-being and your financial security are important to us. We want you to have confidence knowing you have affordable access to quality care and resources whenever you need them. In addition to this guide, we have several tools and resources available to help you make the most of your benefits, such as: • ALEX ® – your virtual benefits counselor – can walk you through your options in a simple, interactive way to help you understand what works best for your needs. • The Cigna Healthcare Wellness Experience rewards associates and spouses covered under our medical plans with contributions to their Health Reimbursement Account (HRA) or Health Savings Account (HSA) for obtaining their preventive care and participating in healthy activities throughout the year. • AccessMAA – your one-stop shop for plan summaries, links to vendors, and additional resources. • The Benefits Team – here to help with any questions. You can reach them by calling (877) 277-2327 , submitting a Benefits Inquiry on AccessMAA , or emailing benefits@maac.com. As you review your 2026 benefits, I hope you’ll see our continued commitment to supporting your health, wellness, and future. Your dedication and commitment create a brighter view for all.

Take care of yourself and know how much you are valued and appreciated for choosing MAA every day.

Warm regards, Melanie

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