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THOUGHTS ON THE ANNUAL ENROLLMENT PERIOD
YOUR ENROLLMENT OPTIONS
prescription drug plan, you have unenrolled yourself from your Medicare Advantage plan. Please get in touch with our office with any questions. As an independent “full-service” Medicare agency, we represent many plans across the Medicare spectrum. Medicare Advantage Plans Anthem Blue Cross, Alignment, Aetna, Blue Shield, Central Healthplan, Humana, Lasso, SCAN Healthplan, AARP/United Healthcare, WellCare Medicare Supplement Plans Anthem Blue Cross, Blue Shield, Cigna, Humana, Lumico, Mutual of Omaha, United American Part D Prescription Drug Programs Aetna/SilverScript, Anthem, Blue Shield, Cigna, Clearspring, Humana, Mutual of Omaha, WellCare You may also visit our website, LT-Ins.com , for more information and to see a schedule of sales seminars. Your LTI staff are available to answer questions at 805-646-6409. We appreciate the opportunity to assist you with your Medicare needs.
As the Medicare annual enrollment period continues, this is the time of year you’ll get even more junk mail, see “old Joe” TV ads, or receive noncompliant phone calls. Remember that most marketing involves Medicare Advantage and stand-alone prescription drug plans. AEP runs from Oct. 15–Dec. 7 and is the time when anyone with Medicare may add, change, or drop that coverage. If you have a Medicare Advantage plan with built-in Part D and want to keep it for next year, then you are done with AEP. Go ahead, recycle all that fourth class mail, and focus on the holidays. Medicare supplement policies are regulated differently, and those in California with a supplement may most readily change to another accessory in the 60 days following their birthday. You may have a Medicare Advantage or Med supp plan, but not both at the same time. If you have a stand-
alone PDP and wish to change plans, the annual enrollment period is the time to do that. Caution! If you are a Medicare Advantage plan member and enroll in a stand-alone
SUDOKU
VEGAN BUTTERNUT SQUASH CHILI
Ingredients
•
1 1/2 cups vegetable broth, plus 2 tbsp for sautéing
• • • • • • •
15-oz can pinto beans, drained
28-oz can diced tomatoes 1 cup cooked quinoa 1 1/2 tsp paprika ½ tsp ground cinnamon
• • • • •
5 cloves garlic, minced
2 lbs butternut squash, peeled and diced 2 chipotle peppers in adobo, chopped
1 yellow bell pepper, diced 15-oz can black beans, drained
¼ tsp table salt
¼ tsp ground black pepper
Directions
1. In a large pot, heat 2 tbsp vegetable broth over medium heat. 2. Add garlic, butternut squash, and chipotle peppers. Cook for 10 minutes, stirring occasionally. 3. Add bell pepper and cook for another 5 minutes. 4. Add black beans, pinto beans, diced tomatoes (with liquid from can), remainder of vegetable broth, quinoa, paprika, cinnamon, salt, and pepper, stirring to combine. 5. Bring mixture to a simmer and cook uncovered for 10 minutes or until butternut squash is tender, then serve!
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CA# 0D96309
805-646-6409
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