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NOVEMBER 2022
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A Tribute to the Remarkable Irene Marody 102 YEARS LOVED!
If you know me, chances are you have heard about my grandma Irene. There certainly aren’t many men my age who are fortunate enough to still have their grandmas be such an integral part of their lives. I guess this is why it’s so hard for me to imagine my life now without my grandma Irene in it. If it weren’t for her, I wouldn’t be the man, husband, father, or friend I am today. The life stories and life lessons you have to share when you have lived 102 years are quite remarkable. And Grandma Irene was definitely that: remarkable. The name, Irene, means peace, and the word peace describes her character and presence perfectly. She spent her whole life providing peace and tranquility to those around her. She was always there for me and my siblings through family drama and pivotal life moments. She taught me valuable life lessons. She taught me the importance of being a good person and helping others, the joy of Christmas, how to honor our Hungarian heritage, how to press and impress with your clothing, the importance of building a strong family foundation, and the importance of making good life decisions. I never wanted to disappoint Grandma. Grandma loved to share stories about her childhood. The tiniest of humans, she was barely 5 feet tall and 100 pounds. Despite her size, she was an exceptional athlete. She was so proud to tell us the neighborhood boys would always pick her first to be on their sports teams. She loved all sports, but golf was her favorite. She was obsessed. When she wasn’t playing,
Then, shortly into their retirement, my grandpa died unexpectedly. Losing her rock, the love of her life since she was a teenager, was overwhelming. But she pressed on for 35 more years. Over that time, she survived open heart surgery, the death of her second husband, and a home invasion in her 80s where she was brutally beaten. Through it all, she exemplified strength, dignity, and perseverance.
Grandma never missed a family event or birthday. She often went out of her way to make it to her great-grandkids’ hockey games, parties, and shows. When she couldn’t make it, she always wanted updates. She made everyone feel special and important. She
never missed a chance to tell my kids how proud she was of them and how much she loved them. This attentiveness was something she learned from her own parents. Grandma told us her parents would spend family dinners listening to what each of their children had to say. They taught Grandma the importance of listening and how it shows others you value them and their voice. This is yet another life lesson I learned from her.
Grandma Irene certainly did live a long and wonderful life. To her own surprise, she fulfilled her wish that all 11 of her great-grandchildren would be old enough to remember her before she passed. Her stories, traditions, and life lessons will live on through them for generations to come. There is a quote from her favorite movie, “It’s a Wonderful Life,” that truly reflects her character and her legacy: “All you can take with you is that which you’ve given away.”
she was watching. One time when she was in her 80s, I asked her to play in a fundraising golf outing with me. To everyone’s surprise, she won the longest drive trophy. I was so proud!
“If it weren’t for her, I wouldn’t be the man, husband, father, or friend I am today.”
Grandma would always say, “I had a wonderful life!” She always focused on the positive. However, she faced many difficulties in her life. She lived through the Great Depression, multiple epidemics, wars, and a surgery in her 20s that left part of her face permanently paralyzed.
I’ll miss you, Grandma Irene. You were definitely 102 years loved!
– Patrick Marody
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Thanksgiving Is About More Than Food
INSIDE FINANCIAL ARCHITECTS
IT’S ABOUT SHOWING GRATITUDE
As we prepare for our Thanksgiving feasts, Thursday night football games, and Black Friday shopping, take some time to show gratitude for those around you and for what you have. Here are a few ways to practice gratitude this month. APPRECIATE EVERYTHING. Get into the habit of being grateful for the little things in your life. It can be easy to acknowledge the “big” things, but nothing is too small to be thankful for. You can be grateful the weather is nice and sunny, that you received the package you’ve been waiting for, or that you got out of bed today. Don’t leave out anything when practicing gratitude. PRACTICE MINDFULNESS. Mindfulness is the ability to be fully present and aware of what’s happening around you. So, instead of being overwhelmed by what you need to do tomorrow or next week, focus on the present moment and enjoy the time you spend solo or with your loved ones. Live in the moment and take one day at a time. Tomorrow will surely come, and you only have a limited amount of time in the present. CELEBRATE YOUR CHALLENGES. Sometimes struggles and battles in our lives can weigh us down. But when you persevere and continue to push forward, you will find success. Challenges help you improve your abilities and resilience, so celebrate the progress you’ve made. Showing gratitude for challenges and negative experiences allows us to acknowledge humility and appreciate growth in our lives. KEEP A JOURNAL. Writing down the things you’re grateful for will remind you of all the great things you have when other things aren’t going so well. So, keep a journal about what you’re grateful for each day or week — even if it’s just small things at first. Your perspective on life will change, and it will get easier to see the good things and to feel grateful for things you were likely overlooking. Showing gratitude is something we should do every day, all throughout the year — not just during the holidays. So, try to practice mindfulness and gratitude using these tips! Happy Thanksgiving, everyone!
FAI has welcomed a new face to the Support Team. Stacy Grzelak has joined the firm and serves as FAI’s Investment Project Coordinator. Prior to joining Financial Architects, Stacy worked at both General Motors and Ford advertising agencies, where her primary focus was automotive marketing. She has known our very own Jan Winters for many years and came highly recommended. Stacy is very active in the Plymouth school district and enjoys volunteering when she can. She has led the elementary lunchtime running club, aided in the development of the school yearbook, assisted teachers in the classroom, and helped with other PTO initiatives. She is a true people person who has fit in extremely well with our group. Stacy graduated from Michigan State University with a BA in advertising. She and her husband, Joe, have two sons, Ryan and Alex. Stacy enjoys gardening, watching her boys play sports, and vacationing in northern Michigan with extended family. Welcome, Stacy!
The information contained in this newsletter is derived from sources believed to be accurate. You should discuss any legal, tax, or financial matters with the appropriate professional. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Investment Advisory Services offered through FAI Advisors, Inc., a Registered Investment Advisor.
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Take a Break
Chat With a Client Katie Boll Miller
Pregnant Ladies
Free 3D4D5D ultrasound of your baby in September - yes free..for real Photos and video on your phone New 3D studio in Bingham Farms Go to pix.baby 248-200-9055 call or text IG/FB/TT@babypixmotown
Solution on Page 4
Lentil Bolognese Inspired by FeastingAtHome.com
HOW DID YOU GET INTRODUCED TO FAI? About 4 years ago I went through a divorce. A financial advisor recommended Financial Architects. Once I met with Chris Cousins, I never gave it a second thought.
Rich and robust, this plant-based meal is full of flavor and perfect for those cool autumn days.
INGREDIENTS
• 1-lb box pasta, any kind
• 1/2 tsp pepper • 1/4 tsp chili flakes • 1 tbsp Italian herbs • 1/3 cup tomato paste • 1 1/4 cups lentils • 3 tomatoes, diced • 3 1/2 cups vegetable broth • 3/4 cup hemp seeds • 2 tsp balsamic vinegar
YOU JUST RECENTLY STARTED A BUSINESS, TELL US ABOUT IT. Baby Pix Ultrasound is exciting, expensive, exhausting, and many more emotions. But mostly, it is a great feeling to know that my time is my own and I will get out of my business what I put in. I have been an ultrasound technician for three years, working in women’s care and the emergency room. I tell my moms that I could look at babies all day long. Babies are fascinating and miraculous. HOW DID YOU COME UP WITH THE IDEA FOR BABY PIX ULTRASOUND? Insurance usually pays for two diagnostic ultrasounds during pregnancy, and even now sometimes moms are not allowed to bring guests to the doctor. Moms want to see their babies more frequently throughout pregnancy so I offer them an elective non-diagnostic ultrasound. I have a huge, wall-hung TV/monitor so mom, dad, grandma, auntie, best friend ... whoever mom wants to bring ... can watch the entire ultrasound session together. Ultrasound is no longer just black and white pictures; I provide 3D ultrasound which shows the skin surface. It is a thrill for all, including me, to see the baby’s eyes, nose, lips, fingers, and shoulder. At the end, I store all photos and video clips in the cloud and give mom a link.
• 2 tbsp olive oil • 1 onion, diced • 1 1/2 cups diced carrots • 1 1/2 cups diced celery • 4–6 garlic cloves, chopped • 1/2 tsp salt
DIRECTIONS
1. Cook pasta according to package directions. 2. In a large pot, heat olive oil over medium-high heat. Add onion and cook until fragrant. Lower heat to medium, add carrots, celery, garlic, salt, pepper, chili flakes, and Italian herbs. 3. Add tomato paste and cook down for a few minutes. Now add the lentils, diced tomatoes, vegetable broth, and hemp seeds. Bring to a boil, cover tightly, and simmer until lentils are tender. 4. Cook until all of the liquid is absorbed, then stir in the balsamic vinegar before adjusting the seasonings to your liking. When that is done, pour over the pasta and enjoy.
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Inside This Issue 1 | A Tribute to the Remarkable Irene Marody
2 | It’s National Gratitude Month!
2 | Inside Financial Architects
3 | Chat With a Client: Katie Boll Miller
3 | Lentil Bolognese
4 | Getting Outdoors Despite the Cold
Come Out and Play Staying Active in Cold Weather
Winter is almost here, and as the weather gets colder, many people use it as an excuse to stay inside and on the couch. But if you
the correct order. Opt for a moisture-wicking material as your bottom layer, then add a warm insulating layer, followed by a wind and
don’t want to wonder what happened to your fitness goals when spring comes around, now is the time to start preparing. Here’s what you need to know to comfortably enjoy outdoor exercise in low temperatures.
water-resistant jacket on top. Remove items as you get warmer so you don’t trap sweat. Also, remember the wool socks, gloves, and hat.
Another way to keep yourself comfortable during an outdoor workout is to warm up longer before beginning. Exercise in cold weather makes strains and sprains more likely, and a warmup will keep you safer. Plus, the additional movement before heading outdoors will help the temperature change feel less jarring.
First, there’s good news: Your chance of frostbite in 5 degree F weather is less than 5%. So, outdoor exercise is perfectly safe most days of the year. Just stay inside when there’s a particularly nasty wind chill and don’t exercise on icy surfaces. But while you probably won’t be hurt by outdoor winter exercise, there’s no denying it can be unpleasant if you aren’t prepared.
You’ll want to protect your skin from the harsh air. One of the best ways to do that is by staying hydrated. Though it sounds obvious, many people feel less thirsty when exercising in the cold and don’t drink enough water. Also, moisturize regularly and protect your nostrils and lips from the wind with petroleum jelly or Carmex. Finally, don’t
One school of thought suggests there’s no bad weather, only poorly chosen clothing. So, if you want to exercise outdoors in the winter, you must set yourself up for success with the proper gear. Dress in layers and put them on in
forget the sunscreen — if skiers can get a sunburn, so can you!
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