LONG TERM DISABILITY
UCP LONG TERM DISABILITY
ELIGIBILITY
30%+ FTE EMPLOYEES
Plan pays 60% of employee average monthly pre-disability earnings* up to a maximum of: • $15,000/month for physicians • $10,000/month for non-physician providers and staff You must be disabled for 90 days before the benefit pays As an eligible employee, you are automatically enrolled in this benefit Disability defined as specialty/subspeciality Guaranteed issue *Pre-disability earnings are defined as average monthly earnings from “all sources of income”, including base and variable pay, in effect for the 1) 12 calendar months immediately prior to the last day you were actively at work before you become disabled; or 2) the total number of calendar months you worked for the employer as an active employee, if less than the above period. UCP pays the monthly premium. Employee pays tax on the premium, making a tax- free benefit
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
PLAN ADMINISTRATOR
UC LIMITED LONG TERM DISABILITY
65%+ FTE FACULTY 75%+ FTE STAFF
ELIGIBILITY
60% income replacement after 6 months up to a maximum monthly benefit $2,000 (base plan) for a max of 2 years Covers UC SALARY only As an eligible employee, you are automatically enrolled in this benefit Disability defined as any occupation Guaranteed issue Employee may elect other options at additional cost
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
UC pays the monthly premium
PLAN ADMINISTRATOR
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