Physician Loan Program
LENDING SOLUTIONS THAT REWARD THE SUCCESSFUL PHYSICIAN WHILE PLANTING THE SEEDS FOR A SECURE FUTURE.
3/1, 5/1, 7/1, 10/1 and 15/1 ARMs Maximum loan amount $2 Million •
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100% LTV allowed for loans sizes up to $750,000
Owner Occupied 1-2 Unit Only
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• Our lenders desire physicians and therefore offer value-add products and terms not offered to any other profession. • With over 25+ different lender relationships, this enables me to match my clients with the lender & program that best fits their short and long-term financial goals. • Simply, we can provide the best of what the market has to offer, finding you a lower rate and lower costs and best yet, the lender pays our compensation . “ Zipfel Capital offers an unmatched level of professionalism, communication and expertise. We’ve worked with Tim O’Brien and he has consistently provided better terms than any loan professio nal we’ve worked with. He represents the best interests of his clients and shops with several different lenders to ensure he finds the best terms. ” – Christine Carleton, Principal at Truepoint Wealth Counsel & Tom Carleton, Executive Director at the Leukemia & Lymphoma Society
• Minimum Credit Score 680 for the product, but 700+ for 100% LTV • 50% Max DTI • No Mortgage Insurance. • May qualify based on the Employment Contract. Not restricted to a start date within 30 days of closing.
No AUS Required.
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• Generous student loan debt calculations. • No Subordinate Financing Allowed.
Tim O ’ Brien Equity Partner, Broker 513-310-7180 NMLS#: 246789 3440 Edwards Road Cincinnati, OH 45208 NMLS#: 60903
Please call for a free financial consultation
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