SIDERED A IN NEW MEXICO?
WHY DO INSURANCE COMPANIES DENY CLAIMS? The Top 5 Reasons
1. Duty: The negligent party must have owed the deceased some “duty of care” at the time of the incident. 2. Breach of Duty: The negligent party must have failed to fulfill this duty. 3. Causation: There is a direct link between the negligent party’s breach of duty and the death. To a bereaved family, these elements may appear obviously present. It stands to reason that an employer is required to provide a safe working environment, and it seems apparent when their failure to do so resulted in death. What seems like common sense, however, can be challenging to prove in a court of law. Unfortunately, insurance companies will often try to blame the accident on the deceased to deny compensation. New Mexico only allows three years to file a wrongful death claim, so it’s vital to contact an experienced attorney as soon as possible. The state also has special rules about who can file a wrongful death suit, and we can walk clients through this process. While we wish no one lost a loved one due to someone else’s negligence, it happens far too often. Harmonson Law Firm can help families pick up the financial pieces and get the support they need to heal.
If you’ve ever dealt with an insurance company, you probably know they’ll do anything they can to avoid payouts. And because they have experience, they’re all too often successful — leaving accident victims with high medical bills, lost income, and other financial hardships. These are the top five reasons we see insurance companies deny claims. Lapses in Coverage If the driver responsible for the action is not insured, it can leave their victim in a sticky situation. Luckily, Texas requires drivers to carry uninsured motorist protection, so you have recourse to claim your own insurance company. Paperwork Delays When you’re injured or in the hospital, paperwork isn’t at the top of your mind. Plus, some insurance companies make filing a claim correctly very difficult. Failing to meet deadlines can cause a claim to be closed and make it harder to receive compensation. Liability Disputes If an insurance company can cast doubt over who caused the accident, they will — and they’ll use it to deny a claim. You need an expert who can prove fault and reach a fair settlement.
HTS
Chicken With Lemon Herb Sauce Inspired by FoodNetwork.com Healthy eating doesn’t have to be bland with this citrusy chicken!
Preexisting Medical Conditions Insurance companies will carefully review any accident victim’s medical records for preexisting conditions they can use to deny a claim. Never sign waivers that will allow insurance companies to review your medical records unless you’ve received the guidance of an attorney. Acceptance of an Inadequate Settlement While this isn’t a claim denial, it is a sneaky trick insurance companies use to get out of paying what they owe. The insurance company will often quickly make an offer that sounds generous to the victim — but is far from adequate once all of the bills roll in. Once a low settlement is accepted, the insurance company is off the hook for additional compensation. Working with an experienced personal injury attorney after an accident can help you avoid all of these pitfalls. At Harmonson Law Firm, we know the insurance companies’ dirty tricks and how to fight back. Whether you need help understanding your uninsured driver coverage, filing paperwork, proving fault, determining if a settlement offer is fair, or disproving the insurance company’s claim of a preexisting condition, we can help. After an accident, don’t try to go it alone — get the expert representation you need and the compensation you deserve.
INGREDIENTS
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1/3 cup and 2 tbsp olive oil, divided
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1/2 cup parsley, chopped 1/3 cup mint, chopped
4 boneless chicken breasts 1 clove of garlic, minced
1 1/2 tsp pepper
1/4 tsp salt
1 lemon, for juice and zest
DIRECTIONS
1. Preheat oven to 450 F. 2. In a large ovenproof skillet, heat 2 tbsp olive oil. 3. Season chicken with salt and pepper if desired and sear it in the skillet for 3 minutes on each side. Bake chicken until its internal temperature is 165 F. 4. In a blender, add 1/3 cup olive oil, garlic, salt, parsley, mint, pepper, and lemon zest and juice and blend ingredients until coarsely mixed. 5. Top chicken with sauce and serve!
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