Mortgage Interest Rates in 2025 – 2026 YTD 30-Year Conforming Fixed-Rate Loans, Weekly Average Readings*
7.0
Per Freddie Mac (FHLMC), on January 8, 2026, the weekly average, 30-year, conforming-loan interest rate was 6.16%, very close to its 2-year low.
6.8
6.6
6.4
6.2
Jan. 2025
Rates vary widely according to the property, price, borrower and lender.
6.0
*Freddie Mac (FHLMC), 30-Year Fixed Rate Mortgage Weekly Average: https://www.freddiemac.com/pmms. Data from sources deemed reliable. Different sources of mortgage data sometimes vary in their determinations of daily and weekly rates. Data from sources deemed reliable but may contain errors. All numbers approximate.
Made with FlippingBook Ebook Creator