San Francisco Year-over-Year Appreciation Rates since 1990 Y-o-Y Percentage Change in Annual Median HOUSE Sales Price*
2000
29%
30%
There was a brief decline after the dotcom bubble popped that does not show up in calendar-year annual data. ▼
25%
20%
High-tech boom
20%
Rebound from foreclosure prices ▼►
17%17%
16%
15%
Pandemic boom
15%15%
15%
12%
11%
11%
11%
10%
7% 8%
7%
2007
7%
6%
Foreclosure crisis
4%
4% 5%
Early 1990’s recession
5%
3% 3%
3%
0%
2%
1%
1%
0%
-5%
-1%
-2%-3% -4%-1%
Dotcom boom
Subprime bubble
-7%
-8%
-10%
-12%
Annual appreciation rates often varied widely between submarkets within the county. How this chart applies to any particular property is unknown without a specific comparative market analysis.
-13%
-15%
Interest rates jump ▲
-20%
*Sales reported to MLS: median existing house sales price appreciation rates, per CA Association of Realtors annual historical survey. 2025 an estimate based on sales reported to NorCal MLS Alliance by early Jan. 2026. Percentage changes rounded to nearest full percentage point. All numbers approximate, may contain errors, subject to revision, and may change with late-reported sales.
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