Germania Today | Winter 2020

Forbes’ Germania ranks best-in-state among industry titans as

Save 12% with new auto Paid in Full Discount What can you do with more? With Germania’s new Paid in Full Discount, you can save 12% by paying your entire Personal Auto premium on or before the policy effective date. The discount applies to new auto business effective Nov. 15, 2020, or later, and to renewal policies effective on or after Dec. 1, 2020. The Paid in Full Discount is available for all vehicle types, including private passenger, motor homes, antique autos, and trailers. Once you select to pay in full, the discount will continue to apply until the next renewal. If any changes are made to your auto policy midterm that increases your premium amount, the discount will apply to the new premium change. You will be required to pay any additional premium in full. More savings means more of the things you love. Contact your Germania agent for more information about the Paid in Full Discount. New car for the new year? Contact your agent Congratulations on your new ride! Don’t forget to take the next steps with your Germania agent to ensure you’re covered when you’re behind the wheel. Whether you are adding a new car to your driveway or replacing an existing vehicle, you should report the change to your agent as soon as possible. The sales staff at the car dealership may offer to notify your agent or insurance carrier for you, but the named insured on your policy should always follow up on this request. Notifying your agent of a vehicle change can: • Ensure you are sufficiently covered in the event of an accident or loss, • Maximize your premium savings by applying any new discounts you may now qualify for, and • Avoid insurance verification issues with a lienholder, police, or the Texas Department of Motor Vehicles. Please contact your Germania agent if you have any questions about adding a newly acquired car to your policy.

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Germania Insurance has earned a coveted spot on Forbes’ inaugural list of 2021 America’s Best Insurance Companies in Each State. Ranked among industry titans, Germania secured a top-5 ranking for both its auto and home insurance products in the state. Germania is the sole Texas-only carrier to be featured on both lists. “It is an absolute honor to be recognized by such a prestigious organization as Forbes,” President and CEO Paul Ehlert said. “At Germania, we are proud to serve our fellow Texans with the high- quality, hands-on service they deserve and expect.” Forbes partnered with market research firm Statista to survey U.S. customers for their opinions on their current and former insurance relationships. Participants were asked to rate carriers based on overall recommendation and general satisfaction, as well as financial advice, customer service, price-performance ratio, transparency, and damage- benefit service. Germania ranked No. 4 for its auto insurance product and No. 5 for its home insurance product in the state of Texas. Boasting just a fraction of the employee base and coverage area as its nationwide counterparts, Germania strongly delivers on competitive customer service and fair price points.

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