Building Your Ability to Bounce Back
Rally is Evolving – Redeem Your Incentives Before the Deadline! Post-Tax Election: If you opt to have your LTD premiums paid with after-tax dollars, you won’t receive an immediate tax break. But what’s the upside? If you ever need to use your LTD benefit, the income you receive will generally be tax-free, giving you more predictable income while out of work. Here’s a quick breakdown: Pre-Tax Election: If you choose to have your LTD premiums paid on a pre-tax basis, you’ll reduce your taxable income now. However, if you need to use the benefit in the future, your LTD payments will be considered taxable income—meaning you’ll owe taxes on the amount you receive while on leave. PulteGroup offers company-paid Long-Term Disability (LTD) insurance to help protect your income if you’re unable to work due to a qualifying illness or injury. But did you know that how you choose to have this benefit taxed can directly affect how much you receive if you ever need to use it? Disability Insurance Spotlight: What You Need to Know About Tax Elections
As a reminder during Skin Cancer Awareness Month, employees enrolled in a PulteGroup- sponsored UHC medical plan have access to the Cancer Support Program —a free, confidential service that connects you with experienced oncology nurses for guidance and care coordination. Here’s how it works: 1.Start with a quick intake to share your needs and concerns 2.Receive personalized resources like videos, articles, and tools 3.Stay connected through regular check-ins with your nurse support team Call 1-866-936-6002 or go to myuhc.com to get started. Whether you're facing a diagnosis or just have questions, support is only a call away. Cancer Support Is Just a Call Away Employees are asked to choose their tax preference during open enrollment each year, but it’s an important decision worth reviewing— especially if you want to plan ahead for financial stability in the event of a long-term disability. Tip: If you’re not sure what you elected, check your current election in BSwift or contact the Benefits Service Center at 800-759-3539 for assistance.
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