CONTENTS
20 Jim Chapman
JIM CHAPMAN, PAGE 20
DO YOUR DUE DILIGENCE AND GET A PROPER SURVEY DONE 59 First Time Buyer Readers’ Awards – time to vote!
REGULARS
what conveyancing means and why it matters. 116 What Does Mortgage Affordability Mean for a First Time Buyer? When buying your rst home, “affordability” isn’t simply about how much a lender is willing to lend you. It’s about how comfortably you can manage your payments. 118 Finance If it has been some time since you worked out how much you could borrow you might be very surprised as Kay Hill nds out. 120 Market Ginetta Vedrickas looks at the Government’s plans to build over 500,000 new homes through the National Housing Bank. 122 Agony Agent All your property questions answered by our panel of experts. 125 Buyer’s Guide Check out FTB’s Buyer’s Guide, which walks you through the property process. 130 Staircasing: A way of managing your rent Sebastian Paulo, Director & Head of Staircasing at Owen Paulo, explains everything you need to know about staircasing. 132 Directory Check which scheme is right for you, plus some useful contacts. 138 20 Questions Priti Chohan from L&Q is in the hot seat this issue.
46 Hotspot We look at Silvertown as a place to live. 86 Hotspot We take a look at Maidstone as a place to start your property search. 92 Hotspot Is Salford the place you would like to buy your rst home? 98 Hotspot We look at Wandsworth as a place to buy your rst home. 106 Summer Savings Plans to save the pennies! 108 First home, rst meal This delicious recipe for mouthwatering brown butter banana madeleines, created by Andrew Sheridan, Co-Founder and COO of the Open Restaurant Group is a family teatime treat. 110 What if things go wrong? Buying your rst property is a big decision, so what happens if you get it wrong? Stephen Ward, Director of Strategy and External Relations at the Council for Licensed Conveyancers, explains the risks and the importance of understanding your buying power before you begin. 112 Understanding Conveyancing for First Time Buyers: What You Need to Know Bevin Woby, Director at Shared Direction Conveyancing explains
107 Competition
Win! A 50L EKO Madison pedal bin WORTH £94.99
First Time Buyer August/September 2026 5
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