Fleschner, Stark, Tanoos & Newlin's online newsletter for October 2018
Advertising Material
October 2018
w e e
I grew up in a military family, and as you would expect, we moved around quite a bit. When you’re growing up, this can be tough, but it offers you a wide perspective on the world. It also provides you with plenty of perspective on holiday traditions, including Halloween. For the most part, my Halloweens weren’t out of the ordinary. I remember having the classic Halloween experience living in Kentucky, Georgia, and even Panama. My parents made dressing up and going out trick-or-treating feel like “home” no matter where we were. On Halloweens when we were on base, my parents would take me around, and I’d get some pretty good candy from the enlisted folks. It might have helped that everyone knew my father was an officer, and they wanted to make that all-important good impression. I do remember that I always ended up with a lot of candy. These days, my Halloween looks a little different. Long gone are the days of dressing up, but I’m still trick-or-treating. Well, that is to say, I take my nieces out trick-or-treating. They’re 5 and 9 and love a good scare.
costume or mask. They haven’t been successful yet, but I will admit, if I did, it would most likely be a Star Wars -related outfit.
When I was younger, I went through my fair share of Star Wars costumes, with Darth Vader being my costume of choice (I was really big into The Empire Strikes Back ). But it wasn’t just Star Wars . One year I went as Zorro (again with the classic black-cape look), and another year I went as Indiana Jones. I will also admit that as a Star Wars fan, I’ve been trying to get my nieces into Star Wars . I haven’t been successful yet. At the moment, the oldest is really into dinosaurs and can’t get enough of the Jurassic Park and Jurassic World movies. Maybe next year. This Halloween, however, will be a special one for me personally. I recently bought my first house! I’ve lived in an apartment since graduating law school a couple of years ago. In the process, I’ve learned just how much stuff I’ve accumulated while living in that apartment. That aside, it’s a truly wonderful feeling to have room to really spread out and grow (which may mean I’ll be able to accumulate even more!). And as October 31 approaches, I’m looking forward to participating in Halloween as a homeowner, handing out candy, and really taking part in the annual tradition from the other side.
While I don’t don a Halloween costume anymore, my nieces have tried their darndest to convince me to throw on a
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– Caleb Fleschner
Caleb Fleschner Attorney
1 (812) 232-2000
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T i p s f o
For many kids, picking out a costume is the best part of Halloween. Will they be a spooky witch, a wildcat, or their favorite superhero? There are so many options! But in all the fun, it can be easy for parents to overlook certain risks that Halloween costumes can pose. Here are important safety tips to remember when choosing the best Halloween costume. Look for fire-resistant costumes. Candles inside jack-o’-lanterns and other open flames are everywhere on Halloween night, so make sure your child’s costume isn’t a fire hazard. Most store-bought costumes are made from fire-resistant materials, but you should still check the labels on all costumes, wigs, and accessories. The same goes when you’re buying fabric for homemade costumes. And remember, fire-resistant is not the same as
fireproof. While fire-resistant material takes longer to burn and can be put out quickly, it can still catch fire and cause serious injuries. Remind your child to use caution around open flames and avoid costumes with flimsy, hanging components, like flowing sleeves, long skirts, and capes. Test makeup first. Halloween is a great time to have fun with face paint, and makeup is a good alternative to masks, which can obscure a child’s vision. However, a lot of costume makeup isn’t approved by the Food and Drug Administration. Before letting your child cover his face in makeup from the Halloween store, test their skin for allergic reactions by putting just a little bit on the back of their hand first. Practice prop safety. What’s a Jedi Knight without her lightsaber or a wizard without his magic wand? The right accessories can really bring a costume together,
but it’s important that props — especially weapon props, like swords, knives, or guns — are not mistaken for the real thing. Choose props that are obviously fake, with round edges made from soft, flexible material. And if your child wants to wear her Halloween costume to school or some other event, check the rules on props beforehand to avoid any trouble. Halloween is a night for ghosts and goblins to come out to play, and with these tips, your kids can safely dress up and join in the fun.
Understanding Short- and Long-Term Disability Why Claims Are Denied andWhat You Can Do
Short- and long-term disability insurance is a specific type of insurance that protects employees from loss of income in the event they are unable to work due to illness, injury, or an accident. Short- and long-term disability insurance is often provided by employers as an employment benefit. The purpose of this type of disability insurance is to make sure an employee will receive a percentage of their income if they cannot work due to sickness or a disabling injury. Unfortunately, there are unscrupulous insurance companies that write and sell short- and long- term disability policies, only to later deny valid claims. If you or someone you know has had a short- or long-term disability claim denied, call us. Just because a claim has been denied by the insurance company doesn’t mean it isn’t valid.
Most claims are denied for three reasons:
2. An investigation of your social media, conducted by the insurance company, claims to show you are not disabled. 3. A dispute of your disability based upon the policy language definition of what is required in order to be considered disabled. The insurance company will have their own attorneys work to avoid paying your disability benefits. Fleschner, Stark, Tanoos & Newlin works on a contingent-fee basis, which means we only get paid if we win your case. In other words, you have nothing to lose and everything to gain by giving us a call. We will review your policy, determine your rights, and make suggestions about the options you have available. Get the help you need TODAY! Call (812) 231-5128.
1. Insufficient/inadequate supporting medical records.
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Our Clients Say It Best
“After seeing so many others, some in grave health, being denied by Social Security years after they filed a claim, I was referred to Fleschner, Stark, Tanoos & Newlin by their parent injury law firm of Berg Injury Law Firm, based in Fresno, California. After being refused by every attorney I contacted (was told they would not take me as a client until I received a denial letter from Social Security), they accepted me right away. From that first call, I was immediately assessed and went through an intake process. “Everybody puts you at ease and explains the processes in terms you can understand. They’re all very knowledgeable, and I could always call with questions and get an immediate answer. The speed and promptness they displayed, from getting documents to you to sign and date to quick response and simple instructions — it seemed like a very short timeline, and I had my hearing and won my benefits! I have referred many others, of which two have and are using their services (one is my daughter), and they are extremely pleased with their services. I would and do refer this law firm whenever I get a chance. They know their stuff. Thank you so much to the attorneys and staff at Fleschner, Stark, Tanoos & Newlin!” –Diane S. We Handle Case Types Did You Know We Handle All of These Types of Cases?
Meet Stephanie Crampton
Stephanie has beenwith our lawfirmfor 24 years and is the personal injury litigation casemanager. She files pleadings with the court, helps clients with theirmedical treatment andmedical bills, obtainsmedical bills and records, works with insurance companies on settlement of cases, and does financial deposits for the lawfirm. Stephanie’s favorite aspect of her job is being able to help her clients and make new friends along theway. She also says she has the best coworkers, whomake her job a lot easier andmore entertaining!
Congratulations to our Employee of theMonth, Stephanie Crampton!
a n U T T E
That Will Melt in Your Mouth
Ingredients
• • •
1 cup butter (no substitutes) 1/2 teaspoon vanilla extract 2 cups all-purpose flour
• •
1 cup confectioners’sugar 1 cup (6 ounces) miniature semisweet chocolate chips
• Bicycle crashes • Car accidents
• Medical malpractice • Wrongful death • Social Security disability • Family law
Directions
• Pedestrian injuries • Slips, trips, and falls • Brain injuries
1. Melt butter in microwave; stir in vanilla. Cool completely. 2. In a large bowl, combine flour and sugar; stir in butter mixture and chocolate chips (mixture will be crumbly). Shape into 1-inch balls. 3. Place 2 inches apart on ungreased baking sheets; flatten slightly. Bake at 375 F for 12 minutes or until edges begin to brown. Cool on wire racks. Makes about 4 dozen cookies.
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A Special Halloween
What Parents Need to Know About Halloween Costumes What You Need to Know About Short- and Long-Term Disability
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Employee of the Month Stephanie’s Sweet Treats
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The Surprising Origins of Trick-or-Treating
Why There Are Kids on Your Porch Asking for Candy
As Halloween looms and you load up your grocery cart with candy, you may ask yourself, “Why do I provide these spooky gremlins with a sugar high every October 31, anyway?”Well, when your doorbell starts ringing around 6 p.m. this All Hallows’ Eve, you can thank the Celts for this tradition of candy and costumes. Halloween itself is a kind of mishmash of four different cultural festivals of old: two Roman fêtes, which commemorated the dead and the goddess of fruit and trees (not at the
your porch dressed as Thanos with candy-filled pillowcases in hand, the Celts believed that Samuin marked an overlapping of the realms of the living and the dead. To trick the spirits leaking into our world, young men donned flowing white costumes and black masks — a great disguise when ghosts were about. The Catholic Church was never a big fan of these pagan traditions, so they renamed it “All Saints’ Day” and gussied it up in religious garb. By the 11th century, people were dressing up as saints, angels, and the occasional demon instead of spirits. Eventually, costumed children started tearing through town begging for food and money and singing a song or prayer in return — a practice called “souling.” But when did they start dressing up as Minions? Starting in the 19th century, souling turned to “guising,”which gave way to trick-or-treating in mid-20th- century America, and the costumes diversified. So put on some clown makeup
same time); the Celtic Samuin or Samhain, a new year’s party thrown at the end of our summer; and the Catholic All Saint’s Day, designed to replace Samuin and divorce it from its pagan origins.
and a big smile, scoop up a handful of sweets, and scare the living daylights out of ‘em— ‘tis the season!
Long before there were young’uns on
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